2Checkout alternative · Moldova · 2026

2Checkout alternative in Moldova: keep $9,995 of $10,000

The cheapest way in the world to get paid internationally.

On a $10,000 bank transfer payment from a client in the United States to a business in Moldova, 2Checkout takes at least $565.35 in fees. Some of its fees are not published. Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table below also shows Dodo Payments, Lemon Squeezy and Paddle.

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No monthly fees. No setup fees. Lowest price guarantee.

Fees on $10,000 by bank transfer

2CheckoutYou receive $9,434.65 at most≥ $565.35
PlaytoYou receive $9,995.00$5.00

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Moldova. All fees included. Taxes not included.

Difference on $10,000: ≥ $560.35; By bank transfer, what reaches you with Playto compared with 2Checkout (not all its fees are published, so at least this).
2Checkout all in: ≥ $565.35; Of a $10,000 bank transfer payment.
Playto all in: $5.00; On a $10,000 bank transfer.
Ways to pay: 30+; From 170+ countries.

Client pays by card: what you receive
Provider	$1,000	$5,000	$10,000
Playto	$974.70	$4,874.70	$9,749.70
2Checkout^1,2,3	≤ $929.65	≤ $4,709.65	≤ $9,434.65
Dodo Payments⁵	≤ $959.60	≤ $4,799.60	≤ $9,599.60
Lemon Squeezy^6,7	$940.00	$4,702.00	$9,404.50
Paddle^8,9	≤ $934.50	≤ $4,734.50	≤ $9,484.50

Client pays by bank transfer: what you receive
Provider	$1,000	$5,000	$10,000
Playto	$995.00	$4,995.00	$9,995.00
2Checkout^2,3,4	≤ $929.65	≤ $4,709.65	≤ $9,434.65
Dodo Payments⁵	≤ $985.00	≤ $4,985.00	≤ $9,985.00
Lemon Squeezy⁷	$940.00	$4,702.00	$9,404.50
Paddle^9,10	≤ $950.00	≤ $4,810.00	≤ $9,635.00

1.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
2.2Checkout: Cross-border fee (Moldova is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
3.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
4.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
6.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
7.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
8.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
9.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
10.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.

Where the money goes

$10,000 by bank transfer, line by line

2Checkout

2Sell fee per sale (also on wire-paid orders)⁴$350.35
Cross-border fee (Moldova is not exempt)²$200.00
Wire transfer fee for USD to your bank (one a month)³$15.00
Total (at least)$565.35
You receive (at most)$9,434.65

Some fees on this route aren't published, so this is the least it can cost.

Playto

Bank transfer fee$5.00
Total$5.00
You receive$9,995.00

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Moldova

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Moldovan leu (MDL).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Payments in lei between banks go through AIPS, the Automated Interbank Payment System managed and run by the National Bank of Moldova. It has an RTGS system and a system that settles at set times (DNS).

Source: www.bnm.md, checked 17 Oct 2026.

Money rules

Moldova's Law on Foreign Exchange Regulation says payments for current operations, which include trade in goods and services with people abroad, are received and made without restrictions.

Source: www.bnm.md, checked 17 Oct 2026.

Paperwork

The same law lets the National Bank of Moldova set rules for these payments, including asking for supporting documents when you receive or make them.

Source: www.bnm.md, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 17.61 MDL (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Moldova.

Your client pays$10,000

$1,000$50,000

Fees charged

2CheckoutYou receive $9,434.65 at most≥ $565.35
PlaytoYou receive $9,995.00$5.00

Side by side

2Checkout and Playto, in plain numbers

What adds to the cost with 2Checkout

All in, 2Checkout takes $565.35 or more (5.7%) of a $10,000 payment by card or bank transfer. Playto takes $250.30 by card and $5.00 by bank transfer.
Some 2Checkout fees for card payments and bank transfers are not published, so the real cost can be higher.

When 2Checkout is still the right choice

Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from 2Checkout in three steps

1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

2Checkout alternative in Moldova: questions

Is Playto cheaper than 2Checkout in Moldova?

Yes, at every amount from $1,000 to $50,000 we checked, by card and by bank transfer, for a client in the United States paying a business in Moldova. On $10,000 by bank transfer, 2Checkout takes at least $565.35 and Playto takes $5.00. Taxes are not included.

What are the alternatives to 2Checkout for a business in Moldova?

On a $10,000 bank transfer payment from a client in the United States to a business in Moldova: Dodo Payments takes at least $15.00; Lemon Squeezy takes $595.50; Paddle takes at least $365.00; Playto takes $5.00. Each number comes from the provider's own pricing page.

How does a business in Moldova get paid from abroad?

Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).

How much does 2Checkout charge on a $10,000 payment from the United States?

By bank transfer, 2Checkout takes at least $565.35 on $10,000, so at most $9,434.65 reaches a business in Moldova. Its published fees include the $350.35 2Sell fee per sale and the $200.00 cross-border fee. Some of its fees are not published. Every fee is listed on this page, with its source. These numbers come from 2Checkout's own pricing pages, checked 17 Oct 2026.

How much does Playto cost?

Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.

How do I move from 2Checkout to Playto?

Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Keep comparing

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

2Checkout alternative in Moldova: keep $9,995 of $10,000

2Checkout

Playto

Currency

Local bank payments

Money rules

Paperwork

Exchange rate, for scale

What adds to the cost with 2Checkout

When 2Checkout is still the right choice

Request an invite

Send a payment link

Get paid