Playto2Checkout alternative · Panama · 2026
2Checkout alternative in Panama: keep $9,995 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 bank transfer payment from a client in the United States to a business in Panama, 2Checkout takes at least $565.35 in fees. Some of its fees are not published. Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table below also shows PayPal, Dodo Payments, Lemon Squeezy and Paddle.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- 2CheckoutYou receive $9,434.65 at most≥ $565.35
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Panama. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $560.35
- By bank transfer, what reaches you with Playto compared with 2Checkout (not all its fees are published, so at least this).
- 2Checkout all in
- ≥ $565.35
- Of a $10,000 bank transfer payment.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| 2Checkout1,2,3 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| PayPal5 | ≤ $930.70 | ≤ $4,682.40 | ≤ $9,365.10 |
| Dodo Payments6 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy7,8 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle9,10 | ≤ $949.50 | ≤ $4,749.50 | ≤ $9,499.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| 2Checkout2,3,4 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| PayPal | Not listed | Not listed | Not listed |
| Dodo Payments6 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy8 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle10,11 | ≤ $965.00 | ≤ $4,825.00 | ≤ $9,650.00 |
- 1.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 2.2Checkout: Cross-border fee (Panama is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 3.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 4.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
- 5.PayPal: Payment fee for a client outside Panama; PayPal: Withdrawal fee for USD to a bank account in Panama. www.paypal.com/pa/business/paypal-business-fees?locale.x=en_PA, checked 17 Oct 2026.
- 6.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 7.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 8.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 9.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 10.Paddle: Transfer of USD to a bank outside the US: free or a $15 SWIFT fee (not published). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 11.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
2Checkout
- 2Sell fee per sale (also on wire-paid orders)4$350.35
- Cross-border fee (Panama is not exempt)2$200.00
- Wire transfer fee for USD to your bank (one a month)3$15.00
- Total (at least)$565.35
- You receive (at most)$9,434.65
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Panama
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Panama.
Fees charged
- 2CheckoutYou receive $9,434.65 at most≥ $565.35
- PlaytoYou receive $9,995.00$5.00
Side by side
2Checkout and Playto, in plain numbers
What adds to the cost with 2Checkout
- All in, 2Checkout takes $565.35 or more (5.7%) of a $10,000 payment by card or bank transfer. Playto takes $250.30 by card and $5.00 by bank transfer.
- Some 2Checkout fees for card payments and bank transfers are not published, so the real cost can be higher.
When 2Checkout is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from 2Checkout in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
2Checkout alternative in Panama: questions
Is Playto cheaper than 2Checkout in Panama?
What are the alternatives to 2Checkout for a business in Panama?
How does a business in Panama get paid from abroad?
How much does 2Checkout charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from 2Checkout to Playto?
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Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.