PlaytoCheckout.com alternative · Finland · 2026
Checkout.com alternative in Finland: fees on $10,000, side by side
We have no published Checkout.com fees on file for a business in Finland. Playto's price is public: on a $10,000 card payment from a client in the United States to a business in Finland, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Stripe, PayPal, Payoneer and Dodo Payments on the same payment.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- Checkout.comNo published fees for this caseNot on file
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Finland. All fees included. Taxes not included. This page shows no number for Checkout.com.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Checkout.com all in
- Not on file
- No published fees for this case.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Stripe1 | $948.22 | $4,742.22 | $9,484.72 |
| PayPal2 | $917.43 | $4,588.29 | $9,176.88 |
| Payoneer3 | Fees not published | Fees not published | Fees not published |
| Dodo Payments4 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer3 | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Dodo Payments4 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
- 1.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/fi/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/fi/business/paypal-business-fees, checked 17 Oct 2026.
- 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Finland (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
Getting paid in Finland
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Banks in Finland send normal SEPA credit transfers and direct debits through STEP2, run by EBA Clearing. They also use TIPS, the Eurosystem's instant payment service.
Source: www.suomenpankki.fi, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Everyday payments
In 2024, cards were used for 57% of payments in shops and other points of sale in Finland, and cash for 27%.
Source: www.ecb.europa.eu, checked 22 Oct 2026.
E-invoices
Finvoice is an e-invoice format published by Finnish banks. Banks and payment institutions also run a Finvoice service for businesses that forwards these invoices.
Source: www.finanssiala.fi, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Side by side
Checkout.com and Playto: what to ask
What to ask Checkout.com
- Ask Checkout.com for each fee: the payment fee, any fixed fee per payment, any monthly fee, and the markup when it changes the money to EUR.
When Checkout.com is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Checkout.com in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Checkout.com alternative in Finland: questions
Is Playto cheaper than Checkout.com in Finland?
What are the alternatives to Checkout.com for a business in Finland?
How does a business in Finland get paid from abroad?
How much does Checkout.com charge a business in Finland?
How much does Playto cost?
How do I move from Checkout.com to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.