PlaytoCheckout.com alternative · Ghana · 2026
Checkout.com alternative in Ghana: fees on $10,000, side by side
We have no published Checkout.com fees on file for a business in Ghana. Playto's price is public: on a $10,000 card payment from a client in the United States to a business in Ghana, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Lemon Squeezy, Paddle and Paystack on the same payment.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- Checkout.comNo published fees for this caseNot on file
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Ghana. All fees included. Taxes not included. This page shows no number for Checkout.com.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Checkout.com all in
- Not on file
- No published fees for this case.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Dodo Payments1 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy2,3 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle4,5 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| Paystack7 | $980.50 | $4,902.50 | $9,805.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Dodo Payments1 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy3 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle5,6 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| Paystack | Not listed | Not listed | Not listed |
- 1.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 2.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 3.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 7.Paystack: International card fee. support.paystack.com/en/articles/2130306, checked 17 Oct 2026.
Getting paid in Ghana
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
GhIPSS Instant Pay (GIP) sends money from one bank account to another in Ghana as a single payment. GhIPSS is fully owned by the Bank of Ghana.
Source: ghipss.net, checked 17 Oct 2026.
Money rules
The Bank of Ghana says the cedi is the only legal tender in Ghana. You may send foreign currency invoices only to foreign nationals or to clients who live outside Ghana, and the money must be paid into a Foreign Exchange Account (FEA) at a licensed bank.
Source: www.bog.gov.gh, checked 17 Oct 2026.
Exchange rate on invoices
The exchange rate on a foreign currency invoice must match the banks' market rates and be checked against the Bank of Ghana's published reference rate.
Source: www.bog.gov.gh, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 11.69 GHS (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Side by side
Checkout.com and Playto: what to ask
What to ask Checkout.com
- Ask Checkout.com for each fee: the payment fee, any fixed fee per payment, any monthly fee, and the markup when it changes the money to GHS.
When Checkout.com is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Checkout.com in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Checkout.com alternative in Ghana: questions
Is Playto cheaper than Checkout.com in Ghana?
What are the alternatives to Checkout.com for a business in Ghana?
How does a business in Ghana get paid from abroad?
How much does Checkout.com charge a business in Ghana?
How much does Playto cost?
How do I move from Checkout.com to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.