Checkout.com alternative · Malaysia · 2026
Checkout.com alternative in Malaysia: fees on $10,000, side by side
We have no published Checkout.com fees on file for a business in Malaysia. Playto's price is public: on a $10,000 card payment from a client in the United States to a business in Malaysia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Stripe, PayPal, Payoneer and Dodo Payments on the same payment.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- Checkout.comNo published fees for this caseNot on file
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Malaysia. All fees included. Taxes not included. This page shows no number for Checkout.com.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Checkout.com all in
- Not on file
- No published fees for this case.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Stripe1 | $939.75 | $4,699.75 | $9,399.75 |
| PayPal2 | $931.81 | $4,660.21 | $9,320.71 |
| Payoneer3 | Fees not published | Fees not published | Fees not published |
| Dodo Payments4 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Checkout.comFees not on file | Not on file | Not on file | Not on file |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer3 | ≤ $978.12 | ≤ $4,890.60 | ≤ $9,781.20 |
| Dodo Payments4 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
- 1.Stripe: Card fee (3.0%); Stripe: Fixed fee (MYR 1.00, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to MYR). stripe.com/my/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee for a client outside Malaysia; PayPal: Conversion to MYR above PayPal's base rate. www.paypal.com/my/business/paypal-business-fees, checked 17 Oct 2026.
- 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in MYR with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
Getting paid in Malaysia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Malaysia, DuitNow handles fund transfers, QR payments and online shop payments, and PayNet sends each one to the central bank's RENTAS+ system to settle. RENTAS+ moves money between banks.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Money rules
Bank Negara Malaysia says people and businesses in Malaysia are free to receive foreign currency payments from people and firms abroad for any purpose. The only exceptions are some kinds of derivatives.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Changing money
People and businesses in Malaysia can change foreign currency into ringgit, or back, with a licensed onshore bank in Malaysia.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 4.074 MYR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Side by side
Checkout.com and Playto: what to ask
What to ask Checkout.com
- Ask Checkout.com for each fee: the payment fee, any fixed fee per payment, any monthly fee, and the markup when it changes the money to MYR.
When Checkout.com is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Checkout.com in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Checkout.com alternative in Malaysia: questions
Is Playto cheaper than Checkout.com in Malaysia?
What are the alternatives to Checkout.com for a business in Malaysia?
How does a business in Malaysia get paid from abroad?
How much does Checkout.com charge a business in Malaysia?
How much does Playto cost?
How do I move from Checkout.com to Playto?
Keep comparing
Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.