Checkout.com alternative · Malaysia · 2026

Checkout.com alternative in Malaysia: fees on $10,000, side by side

We have no published Checkout.com fees on file for a business in Malaysia. Playto's price is public: on a $10,000 card payment from a client in the United States to a business in Malaysia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Stripe, PayPal, Payoneer and Dodo Payments on the same payment.

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Fees on $10,000 by card

  • Checkout.comNo published fees for this caseNot on file
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Malaysia. All fees included. Taxes not included. This page shows no number for Checkout.com.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Checkout.com all in
Not on file
No published fees for this case.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Checkout.comFees not on fileNot on fileNot on fileNot on file
Stripe1$939.75$4,699.75$9,399.75
PayPal2$931.81$4,660.21$9,320.71
Payoneer3Fees not publishedFees not publishedFees not published
Dodo Payments4≤ $959.60≤ $4,799.60≤ $9,599.60
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Checkout.comFees not on fileNot on fileNot on fileNot on file
StripeNot listedNot listedNot listed
PayPalNot listedNot listedNot listed
Payoneer3≤ $978.12≤ $4,890.60≤ $9,781.20
Dodo Payments4≤ $985.00≤ $4,985.00≤ $9,985.00
  1. 1.Stripe: Card fee (3.0%); Stripe: Fixed fee (MYR 1.00, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to MYR). stripe.com/my/pricing, checked 17 Oct 2026.
  2. 2.PayPal: Payment fee for a client outside Malaysia; PayPal: Conversion to MYR above PayPal's base rate. www.paypal.com/my/business/paypal-business-fees, checked 17 Oct 2026.
  3. 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in MYR with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
  4. 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.

Getting paid in Malaysia

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Malaysian ringgit (MYR).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

In Malaysia, DuitNow handles fund transfers, QR payments and online shop payments, and PayNet sends each one to the central bank's RENTAS+ system to settle. RENTAS+ moves money between banks.

Source: www.bnm.gov.my, checked 17 Oct 2026.

Money rules

Bank Negara Malaysia says people and businesses in Malaysia are free to receive foreign currency payments from people and firms abroad for any purpose. The only exceptions are some kinds of derivatives.

Source: www.bnm.gov.my, checked 17 Oct 2026.

Changing money

People and businesses in Malaysia can change foreign currency into ringgit, or back, with a licensed onshore bank in Malaysia.

Source: www.bnm.gov.my, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 4.074 MYR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Side by side

Checkout.com and Playto: what to ask

What to ask Checkout.com

  • Ask Checkout.com for each fee: the payment fee, any fixed fee per payment, any monthly fee, and the markup when it changes the money to MYR.

When Checkout.com is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from Checkout.com in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Checkout.com alternative in Malaysia: questions

Is Playto cheaper than Checkout.com in Malaysia?
We can't say, because Checkout.com's fees are not on file for this case. On $10,000 by card, Playto takes $250.30. Taxes are not included. Playto's prices are public at playto.so/pricing.
What are the alternatives to Checkout.com for a business in Malaysia?
On a $10,000 card payment from a client in the United States to a business in Malaysia: Stripe takes $600.25; PayPal takes $679.29; Dodo Payments takes at least $400.40; Playto takes $250.30. Each number comes from the provider's own pricing page. Payoneer doesn't publish a card fee for this case.
How does a business in Malaysia get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Checkout.com charge a business in Malaysia?
Checkout.com's fees are not on file for this case. Ask Checkout.com for a written quote, and ask how its exchange rate compares with the rate on a currency site that day. Its own site: checkout.com.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Checkout.com to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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