PlaytoDodo Payments alternative · Luxembourg · 2026
Dodo Payments alternative in Luxembourg: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Luxembourg, Dodo Payments takes at least $400.40 in fees. Some of its fees are not published. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Stripe, PayPal, Payoneer and Lemon Squeezy.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- Dodo PaymentsYou receive $9,599.60 at most≥ $400.40
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Luxembourg. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $150.10
- By card, what reaches you with Playto compared with Dodo Payments (not all its fees are published, so at least this).
- Dodo Payments all in
- 4.0%+
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Dodo Payments1 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Stripe2 | $948.22 | $4,742.22 | $9,484.72 |
| PayPal3 | $917.43 | $4,588.29 | $9,176.88 |
| Payoneer4 | Fees not published | Fees not published | Fees not published |
| Lemon Squeezy5,6 | $940.00 | $4,702.00 | $9,404.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Dodo Payments1 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer4 | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Lemon Squeezy6 | $940.00 | $4,702.00 | $9,404.50 |
- 1.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 2.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/lu/pricing, checked 17 Oct 2026.
- 3.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/lu/business/paypal-business-fees, checked 17 Oct 2026.
- 4.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Luxembourg (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 5.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 6.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Dodo Payments
- Card or wallet fee1$400.40
- Total (at least)$400.40
- You receive (at most)$9,599.60
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Luxembourg
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
The Banque centrale du Luxembourg runs TARGET-LU, Luxembourg's part of TARGET, the trans-European system that settles transfers.
Source: www.bcl.lu, checked 17 Oct 2026.
Instant payments
Instant payments in euro can settle through TIPS, the Eurosystem's platform. Payment providers open their TIPS account with their national central bank.
Source: www.ecb.europa.eu, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Payment apps and cards
Payconiq, a popular app in Luxembourg for sending money and paying directly from a bank account, is being replaced by Wero, and the switch is due to be complete by the end of 2026. Wero names BGL BNP Paribas, BIL, Raiffeisen, Spuerkeess and Post Finance as the banks offering it from summer 2026.
Source: wero-wallet.eu, checked 22 Oct 2026.
Everyday payments
A 2024 survey of how people in the euro area pay found that cash was used for 37% of payments in Luxembourg, down from 39% in 2022.
Source: wdocs-pub.chd.lu, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Luxembourg.
Fees charged
- Dodo PaymentsYou receive $9,599.60 at most≥ $400.40
- PlaytoYou receive $9,749.70$250.30
Side by side
Dodo Payments and Playto, in plain numbers
What adds to the cost with Dodo Payments
- All in, Dodo Payments takes $400.40 or more (4.0%) of a $10,000 card payment. Playto takes $250.30.
- Some Dodo Payments fees for card payments are not published, so the real cost can be higher.
- All in, Dodo Payments takes $15.00 or more (0.2%) of a $10,000 bank transfer payment. Playto takes $5.00.
- Some Dodo Payments fees for bank transfer payments are not published, so the real cost can be higher.
When Dodo Payments is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Dodo Payments in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Dodo Payments alternative in Luxembourg: questions
Is Playto cheaper than Dodo Payments in Luxembourg?
What are the alternatives to Dodo Payments for a business in Luxembourg?
How does a business in Luxembourg get paid from abroad?
Does Dodo Payments work in Luxembourg?
How much does Dodo Payments charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Dodo Payments to Playto?
Keep comparing
Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.