Payoneer alternative · Bangladesh · 2026
Payoneer alternative in Bangladesh: fees on $10,000, side by side
Payoneer's standard published price, for a client in the United States paying a business in India, comes to at least $387.59 on a $10,000 card payment. Some of its fees are not published. For a business in Bangladesh, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Lemon Squeezy, Paddle, 2Checkout and aamarPay, checked for a business in Bangladesh.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayoneerStandard published price, another country≥ $387.59
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Bangladesh. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Payoneer price for a business in Bangladesh on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Payoneer all in
- 3.9%+
- Standard published price, business in India.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in India | ≤ $960.80 | ≤ $4,805.96 | ≤ $9,612.41 |
| Lemon Squeezy3,4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle5,6 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| 2Checkout8,9,10 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| aamarPay12,13 | ≤ $974.50 | ≤ $4,872.50 | ≤ $9,745.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1,2Standard published price: client in the United States, business in India | ≤ $990.00 | ≤ $4,950.00 | ≤ $9,900.00 |
| Lemon Squeezy4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle6,7 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| 2Checkout9,10,11 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| aamarPay | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
- 2.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 3.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 4.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 5.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 6.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 7.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 8.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 9.2Checkout: Cross-border fee (Bangladesh is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 10.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 11.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
- 12.aamarPay: Visa and Mastercard fee on the aamarGrowth plan (2.55%). aamarpay.com/pricing, checked 18 Oct 2026.
- 13.aamarPay: Currency conversion into BDT (not published). aamarpay.com/index.php/payment-solutions/payment-gateway, checked 18 Oct 2026.
Where the money goes
$10,000 by card, line by line
Payoneer: standard published price (business in India, paid out in INR)
- Card payment fee1$290.49
- Withdrawal fee to an Indian bank in INR (1% to 4% of what is left after earlier fees; we count the lowest)1$97.10
- Total (at least)$387.59
- You receive (at most)$9,612.41
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Bangladesh
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Bangladesh Bank says BEFTN, started in February 2011, moves money between banks with no paper. It handles salaries, company payments and money sent from abroad.
Source: www.bb.org.bd, checked 17 Oct 2026.
Money rules
Money from services sold abroad must come back to Bangladesh within four months, the same time limit as for goods. Keeping it abroad, other than in approved accounts, breaks the Foreign Exchange Regulation Act, 1947.
Source: www.bb.org.bd, checked 17 Oct 2026.
Keeping foreign currency
You may keep up to 50% of your net earnings in foreign currency in an ERQ account for software, data and other ICT services, or up to 30% for other services. The rest must be changed into taka.
Source: www.bb.org.bd, checked 17 Oct 2026.
Form C and purpose codes
A payment from abroad above USD 20,000 needs an online Form C (ICT). Banks report every payment to Bangladesh Bank with a purpose code.
Source: www.bb.org.bd, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 124 BDT (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Bangladesh.
Fees charged
- Payoneer (standard price)You receive $9,612.41 at most≥ $387.59
- PlaytoYou receive $9,749.70$250.30
Side by side
Payoneer and Playto, in plain numbers
What adds to the cost with Payoneer
- All in, Payoneer takes $387.59 or more (3.9%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
- Some Payoneer fees for card payments are not published, so the real cost can be higher.
- All in, Payoneer takes $100.00 or more (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer alternative in Bangladesh: questions
Is Playto cheaper than Payoneer in Bangladesh?
What are the alternatives to Payoneer for a business in Bangladesh?
How does a business in Bangladesh get paid from abroad?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Payoneer to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.