PlaytoPayoneer alternative · Maldives · 2026
Payoneer alternative in the Maldives: fees on $10,000, side by side
Payoneer's standard published price, for a client in the United States paying a business in India, comes to at least $387.59 on a $10,000 card payment. Some of its fees are not published. For a business in the Maldives, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Paddle and BML Connect, checked for a business in the Maldives.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayoneerStandard published price, another country≥ $387.59
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in the Maldives. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Payoneer price for a business in the Maldives on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Payoneer all in
- 3.9%+
- Standard published price, business in India.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in India | ≤ $960.80 | ≤ $4,805.96 | ≤ $9,612.41 |
| Dodo Payments3 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Paddle4,5 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| BML Connect7,8 | ≤ $965.00 | ≤ $4,825.00 | ≤ $9,650.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1,2Standard published price: client in the United States, business in India | ≤ $990.00 | ≤ $4,950.00 | ≤ $9,900.00 |
| Dodo Payments3 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Paddle5,6 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| BML Connect7,8 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
- 1.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
- 2.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 7.BML Connect: Merchant discount rate on Visa and Mastercard cards; BML Connect: Inward SWIFT transfer fee from abroad into the BML business account (free up to USD 500, USD 15 above). www.bankofmaldives.com.mv/storage/file/363/11509/schedule-of-charges-en.pdf, checked 18 Oct 2026.
- 8.BML Connect: Converting the payment into MVR for settlement (not published); BML Connect: Converting the transfer into MVR (not published). www.bankofmaldives.com.mv/storage/file/54/10867/merchant-application-form-en.pdf, checked 18 Oct 2026.
Where the money goes
$10,000 by card, line by line
Payoneer: standard published price (business in India, paid out in INR)
- Card payment fee1$290.49
- Withdrawal fee to an Indian bank in INR (1% to 4% of what is left after earlier fees; we count the lowest)1$97.10
- Total (at least)$387.59
- You receive (at most)$9,612.41
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in the Maldives
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
The Maldives Monetary Authority (MMA) runs MRTGS for large payments between banks, above MVR 100,000 or USD 5,000, and an ACH for smaller ones. Its Favara system sends instant transfers between accounts.
Source: www.mma.gov.mv, checked 17 Oct 2026.
Money rules
Under the Foreign Currency Act (Law 32/2024), deals in the Maldives must be priced and paid in rufiyaa unless the law allows otherwise. Taking payment in foreign currency for exports of goods and services is allowed.
Source: www.mma.gov.mv, checked 17 Oct 2026.
Large earners
A business outside tourism and finance that earned at least USD 25 million in foreign currency last year must put each month's foreign currency sales into a foreign currency account at a bank, and change 40% of them into rufiyaa. The share is 7% for fully Maldivian-owned businesses.
Source: www.mma.gov.mv, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 15.42 MVR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in the Maldives.
Fees charged
- Payoneer (standard price)You receive $9,612.41 at most≥ $387.59
- PlaytoYou receive $9,749.70$250.30
Side by side
Payoneer and Playto, in plain numbers
What adds to the cost with Payoneer
- All in, Payoneer takes $387.59 or more (3.9%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
- Some Payoneer fees for card payments are not published, so the real cost can be higher.
- All in, Payoneer takes $100.00 or more (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer alternative in the Maldives: questions
Is Playto cheaper than Payoneer in the Maldives?
What are the alternatives to Payoneer for a business in the Maldives?
How does a business in the Maldives get paid from abroad?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Payoneer to Playto?
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Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.