Payoneer alternative · Nepal · 2026

Payoneer alternative in Nepal: fees on $10,000, side by side

Payoneer's standard published price, for a client in the United States paying a business in India, comes to at least $387.59 on a $10,000 card payment. Some of its fees are not published. For a business in Nepal, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Paddle, 2Checkout and Nepal Payment Solution, checked for a business in Nepal.

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Fees on $10,000 by card

  • PayoneerStandard published price, another country≥ $387.59
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Nepal. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Payoneer price for a business in Nepal on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Payoneer all in
3.9%+
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Payoneer1Standard published price: client in the United States, business in India≤ $960.80≤ $4,805.96≤ $9,612.41
Dodo Payments3≤ $959.60≤ $4,799.60≤ $9,599.60
Paddle4,5≤ $934.50≤ $4,734.50≤ $9,484.50
2Checkout7,8,9≤ $929.65≤ $4,709.65≤ $9,434.65
Nepal Payment Solution11,12≤ $965.00≤ $4,825.00≤ $9,650.00
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Payoneer1,2Standard published price: client in the United States, business in India≤ $990.00≤ $4,950.00≤ $9,900.00
Dodo Payments3≤ $985.00≤ $4,985.00≤ $9,985.00
Paddle5,6≤ $950.00≤ $4,810.00≤ $9,635.00
2Checkout8,9,10≤ $929.65≤ $4,709.65≤ $9,434.65
Nepal Payment SolutionNot listedNot listedNot listed
  1. 1.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
  2. 2.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
  3. 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  4. 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  5. 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  6. 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
  7. 7.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
  8. 8.2Checkout: Cross-border fee (Nepal is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
  9. 9.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
  10. 10.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
  11. 11.Nepal Payment Solution: Fee on an international card payment through the payment gateway or One Link. nepalpayment.com/en/rates, checked 18 Oct 2026.
  12. 12.Nepal Payment Solution: Converting the card payment into NPR (not published). nepalpayment.com/en/apg, checked 18 Oct 2026.

Where the money goes

$10,000 by card, line by line

Payoneer: standard published price (business in India, paid out in INR)

  • Card payment fee1$290.49
  • Withdrawal fee to an Indian bank in INR (1% to 4% of what is left after earlier fees; we count the lowest)1$97.10
  • Total (at least)$387.59
  • You receive (at most)$9,612.41

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Nepal

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Nepalese rupee (NPR).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

connectIPS, run by Nepal Clearing House Limited (NCHL), lets bank customers make instant payments by mobile app or website. Nepal Rastra Bank owns and runs the RTGS system for large, urgent payments.

Source: www.nrb.org.np, checked 17 Oct 2026.

Exchange rate

Nepal Rastra Bank keeps the Nepalese rupee pegged to the Indian rupee. Its 2025/26 monetary policy kept this peg unchanged.

Source: www.nrb.org.np, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 153.33 NPR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Nepal.

$10,000
$1,000$50,000

Fees charged

  • Payoneer (standard price)You receive $9,612.41 at most≥ $387.59
  • PlaytoYou receive $9,749.70$250.30

Side by side

Payoneer and Playto, in plain numbers

What adds to the cost with Payoneer

  • All in, Payoneer takes $387.59 or more (3.9%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Payoneer fees for card payments are not published, so the real cost can be higher.
  • All in, Payoneer takes $100.00 or more (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
  • Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.

When Payoneer is still the right choice

  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from Payoneer in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Payoneer alternative in Nepal: questions

Is Playto cheaper than Payoneer in Nepal?
We can't say Playto is cheaper here. We checked Payoneer's standard published price for a business in India, not for Nepal. On that price, Payoneer takes at least $387.59 on $10,000 by card. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to Payoneer for a business in Nepal?
On a $10,000 card payment from a client in the United States to a business in Nepal: Dodo Payments takes at least $400.40; Paddle takes at least $515.50; 2Checkout takes at least $565.35; Nepal Payment Solution takes at least $350.00; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Nepal get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Payoneer charge on a $10,000 payment from the United States?
By card, Payoneer takes at least $387.59 on $10,000, so at most $9,612.41 reaches a business in India. Its published fees include the $290.49 card payment fee and the $97.10 withdrawal fee to an Indian bank in INR. Some of its fees are not published. This is its standard published price. These numbers come from Payoneer's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Payoneer to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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