PlaytoFee comparison · Bahamas · 2026
Payoneer vs PayPal in the Bahamas: fees on $10,000, side by side
Payoneer's standard published price, for a client in the United States paying a business in Canada, comes to at least $151.00 on a $10,000 bank transfer payment. Some of its fees are not published. PayPal's standard published price (business in the Dominican Republic) lists no bank transfer option; by card it takes at least $587.60. Not all of its fees are published either. For a business in the Bahamas, Playto takes $5.00 and adds zero markup, so you keep $9,995.00. Cards cost 2.5% + $0.30. Bank transfers are never more than $5.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $151.00
- PayPalIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in the Bahamas. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in Canada. We don't have a separate Payoneer price for a business in the Bahamas on file. PayPal's numbers here are its standard published price, for a client in the United States paying a business in the Dominican Republic.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $151.00
- Standard published price, business in Canada.
- PayPal all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in Canada | Fees not published | Fees not published | Fees not published |
| PayPal2Standard published price: client in the United States, business in the Dominican Republic | ≤ $935.70 | ≤ $4,706.05 | ≤ $9,412.40 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United States, business in Canada | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| PayPal2Standard published price: client in the United States, business in the Dominican Republic | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to CAD between Payoneer balances (0.5%); Payoneer: Withdrawal fee in CAD to a bank in Canada (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.PayPal: Payment fee for a client outside the Dominican Republic; PayPal: Withdrawal fee for USD to a bank account in the Dominican Republic. www.paypal.com/do/business/paypal-business-fees?locale.x=en_DO, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Canada, paid out in CAD)
- Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
- Conversion fee from USD to CAD between Payoneer balances (0.5% of what is left after earlier fees)1$49.50
- Withdrawal fee in CAD to a bank in Canada (USD 1.50)1$1.50
- Total (at least)$151.00
- You receive (at most)$9,849.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in the Bahamas
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Large payments between banks settle in BISS, the Central Bank of The Bahamas' settlement system. The Bahamas Automated Clearing House uses BISS to settle batches of everyday customer payments.
Source: www.centralbankbahamas.com, checked 17 Oct 2026.
Money rules
Under exchange control rules, residents who receive foreign currency revenue must usually deposit it with their bank to be changed into Bahamian dollars. They can keep it in foreign currency only if they have been allowed to hold a foreign currency account.
Source: www.centralbankbahamas.com, checked 17 Oct 2026.
Foreign currency accounts
A resident's foreign currency account outside The Bahamas needs the Central Bank's approval first. Inside The Bahamas, commercial banks can approve business trade accounts with balances up to the equivalent of B$100,000.
Source: www.centralbankbahamas.com, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 1 BSD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in the Bahamas.
Fees charged
- Payoneer (standard price)You receive $9,849.00 at most≥ $151.00
- PayPal (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, PayPal and Playto, in plain numbers
What adds to the cost with Payoneer and PayPal
- Payoneer doesn't publish its card fees for this case.
- By bank transfer, Payoneer adds 0.5% of what is left after earlier fees when it changes the money to CAD (standard published price, business in Canada): $49.50 on $10,000.
- All in, Payoneer takes $151.00 or more (1.5%) of a $10,000 bank transfer payment (standard published price, business in Canada). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- All in, PayPal takes $587.60 or more (5.9%) of a $10,000 card payment (standard published price, business in the Dominican Republic).
- Some PayPal fees for card payments are not published, so the real cost can be higher.
When Payoneer or PayPal is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer or PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs PayPal in the Bahamas: questions
Is Playto cheaper than Payoneer and PayPal in the Bahamas?
Which costs less, Payoneer or PayPal in the Bahamas?
How does a business in the Bahamas get paid from abroad?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer or PayPal to Playto?
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