Fee comparison · Kazakhstan · 2026

Payoneer vs PayPal in Kazakhstan: fees on $10,000, side by side

Payoneer's standard published price, for a client in the United States paying a business in India, comes to at least $387.59 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in India), PayPal takes $727.09. For a business in Kazakhstan, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. Cards cost 2.5% + $0.30. Bank transfers are never more than $5.

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Fees on $10,000 by card

  • PayoneerStandard published price, another country≥ $387.59
  • PayPalStandard published price, another country$727.09
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Kazakhstan. All fees included. Taxes not included. Payoneer's and PayPal's numbers here are their standard published prices, for a client in the United States paying a business in India. We don't have separate Payoneer or PayPal prices for a business in Kazakhstan on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Payoneer all in
3.9%+
Standard published price, business in India.
PayPal all in
7.3%
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Payoneer1Standard published price: client in the United States, business in India≤ $960.80≤ $4,805.96≤ $9,612.41
PayPal3Standard published price: client in the United States, business in India$927.03$4,636.31$9,272.91
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Payoneer1,2Standard published price: client in the United States, business in India≤ $990.00≤ $4,950.00≤ $9,900.00
PayPal3Standard published price: client in the United States, business in IndiaNot listedNot listedNot listed
  1. 1.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
  2. 2.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
  3. 3.PayPal: Payment fee for a client outside India; PayPal: Conversion to INR above PayPal's base rate. www.paypal.com/in/business/paypal-business-fees, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Payoneer: standard published price (business in India, paid out in INR)

  • Card payment fee1$290.49
  • Withdrawal fee to an Indian bank in INR (1% to 4% of what is left after earlier fees; we count the lowest)1$97.10
  • Total (at least)$387.59
  • You receive (at most)$9,612.41

Some fees on this route aren't published, so this is the least it can cost.

PayPal: standard published price (business in India, paid out in INR)

  • Payment fee for a client outside India3$440.30
  • Conversion to INR above PayPal's base rate3$286.79
  • Total$727.09
  • You receive$9,272.91

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Kazakhstan

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Tenge (KZT).

Source: www.six-group.com, checked 17 Oct 2026.

Money rules

The National Bank of Kazakhstan says exporters must bring home their foreign exchange earnings from exports within the time limits set in the export contract. Exports include providing services to a client outside Kazakhstan.

Source: nationalbank.kz, checked 17 Oct 2026.

Paperwork

An export contract worth more than 50,000 US dollars, or with no amount set when signed, needs an account number. You apply to your bank with the contract before the work starts, and the bank gives the number within two business days.

Source: nationalbank.kz, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 439.98 KZT (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Kazakhstan.

$10,000
$1,000$50,000

Fees charged

  • Payoneer (standard price)You receive $9,612.41 at most≥ $387.59
  • PayPal (standard price)You receive $9,272.91$727.09
  • PlaytoYou receive $9,749.70$250.30

Side by side

Payoneer, PayPal and Playto, in plain numbers

What adds to the cost with Payoneer and PayPal

  • All in, Payoneer takes $387.59 or more (3.9%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Payoneer fees for card payments are not published, so the real cost can be higher.
  • All in, Payoneer takes $100.00 or more (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
  • Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
  • By card, PayPal adds 3% of what is left after earlier fees when it changes the money to INR (standard published price, business in India): $286.79 on $10,000.
  • All in, PayPal takes $727.09 (7.3%) of a $10,000 card payment (standard published price, business in India).

When Payoneer or PayPal is still the right choice

  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from Payoneer or PayPal in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Payoneer vs PayPal in Kazakhstan: questions

Is Playto cheaper than Payoneer and PayPal in Kazakhstan?
We can't say Playto is cheaper here. We checked Payoneer's and PayPal's standard published prices for a business in India, not for Kazakhstan. On those prices, on $10,000 by card, Payoneer takes at least $387.59 and PayPal takes $727.09. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Payoneer or PayPal in Kazakhstan?
We can't say which costs less here: both numbers are standard published prices for a business in India, not for Kazakhstan. Playto takes $250.30 on $10,000 by card.
How does a business in Kazakhstan get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Payoneer charge on a $10,000 payment from the United States?
By card, Payoneer takes at least $387.59 on $10,000, so at most $9,612.41 reaches a business in India. Its published fees include the $290.49 card payment fee and the $97.10 withdrawal fee to an Indian bank in INR. Some of its fees are not published. This is its standard published price. These numbers come from Payoneer's own pricing pages, checked 17 Oct 2026.
How much does PayPal charge on a $10,000 payment from the United States?
By card, PayPal takes $727.09 on $10,000, so $9,272.91 reaches a business in India. Its fees are the $440.30 payment fee for a client outside India and the $286.79 conversion to INR above PayPal's base rate. This is its standard published price. These numbers come from PayPal's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from Payoneer or PayPal to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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