PlaytoFee comparison · Panama · 2026
Payoneer vs PayPal in Panama: fees on $10,000, side by side
Payoneer's standard published price, for a client in the United Kingdom paying a business in the United States, comes to at least $151.00 on a $10,000 bank transfer payment. Some of its fees are not published. PayPal lists no bank transfer option here; by card it takes at least $634.90. Not all of its fees are published either. For a business in Panama, Playto takes $5.00 and adds zero markup, so you keep $9,995.00. Cards cost 2.5% + $0.30. Bank transfers are never more than $5.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $151.00
- PayPalNo bank transfer option for this caseNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Panama. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States. We don't have a separate Payoneer price for a business in Panama on file.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $151.00
- Standard published price, business in the United States.
- PayPal all in
- Not listed
- No bank transfer option for this case.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United Kingdom, business in the United States | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| PayPal | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in USD to a US bank (USD 1.50); Payoneer: Fee for receiving a payment from a UK bank account (1%); Payoneer: Conversion fee from GBP to USD between Payoneer balances (0.5%). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.PayPal: Payment fee for a client outside Panama; PayPal: Withdrawal fee for USD to a bank account in Panama. www.paypal.com/pa/business/paypal-business-fees?locale.x=en_PA, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in the United States, paid out in USD)
- Fee for receiving a payment from a UK bank account (1%)1$100.00
- Conversion fee from GBP to USD between Payoneer balances (0.5% of what is left after earlier fees)1$49.50
- Withdrawal fee in USD to a US bank (USD 1.50)1$1.50
- Total (at least)$151.00
- You receive (at most)$9,849.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Panama
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Panama.
Fees charged
- Payoneer (standard price)You receive $9,849.00 at most≥ $151.00
- PayPalNo bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, PayPal and Playto, in plain numbers
What adds to the cost with Payoneer and PayPal
- Payoneer doesn't publish its card fees for this case.
- By bank transfer, Payoneer adds 0.5% of what is left after earlier fees when it changes the money to USD (standard published price, business in the United States): $49.50 on $10,000.
- All in, Payoneer takes $151.00 or more (1.5%) of a $10,000 bank transfer payment (standard published price, business in the United States). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- PayPal lists no bank transfer option for a client in the United States paying a business in Panama.
- All in, PayPal takes $634.90 or more (6.3%) of a $10,000 card payment.
- Some PayPal fees for card payments are not published, so the real cost can be higher.
When Payoneer or PayPal is still the right choice
- You want to keep the money in another currency and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer or PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs PayPal in Panama: questions
Is Playto cheaper than Payoneer and PayPal in Panama?
Which costs less, Payoneer or PayPal in Panama?
How does a business in Panama get paid from abroad?
How much does Payoneer charge on a $10,000 payment from the United Kingdom?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer or PayPal to Playto?
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Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.