PlaytoFee comparison · Colombia · 2026
Payoneer vs Razorpay in Colombia: fees on $10,000, side by side
Razorpay's own country list does not include Colombia (razorpay.com, checked 22 Oct 2026). Payoneer's standard published price, for a client in the United States paying a business in Canada, comes to at least $151.00 on a $10,000 bank transfer payment. Some of its fees are not published. Razorpay's standard published price (business in the United States) lists no bank transfer option; by card it takes $390.30. For a business in Colombia, Playto takes $5.00 and adds zero markup, so you keep $9,995.00.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $151.00
- RazorpayIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Colombia. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in Canada. We don't have a separate Payoneer price for a business in Colombia on file. Razorpay's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $151.00
- Standard published price, business in Canada.
- Razorpay all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in Canada | Fees not published | Fees not published | Fees not published |
| Razorpay2Standard published price: client in the United Kingdom, business in the United States | $960.70 | $4,804.70 | $9,609.70 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United States, business in Canada | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Razorpay2Standard published price: client in the United Kingdom, business in the United States | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to CAD between Payoneer balances (0.5%); Payoneer: Withdrawal fee in CAD to a bank in Canada (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.Razorpay: Card payment fee (2.70% + 30 cents); Razorpay: Fee for a card issued outside the US (+1.2%). razorpay.com/us/pricing/, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Canada, paid out in CAD)
- Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
- Conversion fee from USD to CAD between Payoneer balances (0.5% of what is left after earlier fees)1$49.50
- Withdrawal fee in CAD to a bank in Canada (USD 1.50)1$1.50
- Total (at least)$151.00
- You receive (at most)$9,849.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Colombia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Bre-B, Colombia's instant payment system, has run in full since 6 October 2025, and the central bank led its launch. You can be paid to a key such as your phone number, ID number or email.
Source: www.banrep.gov.co, checked 17 Oct 2026.
Money rules
Colombia's central bank lists the kinds of foreign payments that must go through the country's exchange market, such as payments for goods, foreign loans and foreign investment. Payments for services are not on that list, but money not on the list may still go through the market by choice.
Source: www.banrep.gov.co, checked 17 Oct 2026.
Exchange declaration
When money goes through Colombia's exchange market, you give the basic details of the exchange. Your bank or exchange firm sends them to Banco de la República.
Source: www.banrep.gov.co, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 3,325 COP (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Colombia.
Fees charged
- Payoneer (standard price)You receive $9,849.00 at most≥ $151.00
- Razorpay (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, Razorpay and Playto, in plain numbers
What adds to the cost with Payoneer and Razorpay
- Payoneer doesn't publish its card fees for this case.
- By bank transfer, Payoneer adds 0.5% of what is left after earlier fees when it changes the money to CAD (standard published price, business in Canada): $49.50 on $10,000.
- All in, Payoneer takes $151.00 or more (1.5%) of a $10,000 bank transfer payment (standard published price, business in Canada). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- All in, Razorpay takes $390.30 (3.9%) of a $10,000 card payment (standard published price, business in the United States).
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs Razorpay in Colombia: questions
Is Playto cheaper than Payoneer and Razorpay in Colombia?
Which costs less, Payoneer or Razorpay in Colombia?
How does a business in Colombia get paid from abroad?
Does Razorpay work in Colombia?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Razorpay charge on a $10,000 payment from the United Kingdom?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer to Playto?
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Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.