PlaytoFee comparison · Fiji · 2026
Payoneer vs Stripe in Fiji: fees on $10,000, side by side
Stripe's own country list does not include Fiji (stripe.com, checked 22 Oct 2026). Payoneer's standard published price, for a client in the United States paying a business in Australia, comes to at least $151.00 on a $10,000 bank transfer payment. Some of its fees are not published. Stripe's standard published price (business in Australia) lists no bank transfer option; by card it takes $550.21. For a business in Fiji, Playto takes $5.00 and adds zero markup, so you keep $9,995.00.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $151.00
- StripeIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Fiji. All fees included. Taxes not included. Payoneer's and Stripe's numbers here are their standard published prices, for a client in the United States paying a business in Australia. We don't have separate Payoneer or Stripe prices for a business in Fiji on file.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $151.00
- Standard published price, business in Australia.
- Stripe all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in Australia | Fees not published | Fees not published | Fees not published |
| Stripe2Standard published price: client in the United States, business in Australia | $944.79 | $4,724.79 | $9,449.79 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United States, business in Australia | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Stripe2Standard published price: client in the United States, business in Australia | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to AUD between Payoneer balances (0.5%); Payoneer: Withdrawal fee in AUD to a bank in Australia (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.Stripe: International card fee (3.5%); Stripe: Fixed fee (AUD 0.30, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to AUD). stripe.com/au/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Australia, paid out in AUD)
- Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
- Conversion fee from USD to AUD between Payoneer balances (0.5% of what is left after earlier fees)1$49.50
- Withdrawal fee in AUD to a bank in Australia (USD 1.50)1$1.50
- Total (at least)$151.00
- You receive (at most)$9,849.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Fiji
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
The Reserve Bank of Fiji's Automated Clearing House (ACH) was built so that customers of banks set up for it can send instant payments to other banks, up to a set limit.
Source: www.rbf.gov.fj, checked 17 Oct 2026.
Money rules
The Reserve Bank of Fiji says there are generally no limits on money coming into Fiji. It makes sure money earned from exports is brought back to Fiji and not kept abroad.
Source: www.rbf.gov.fj, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 2.216 FJD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Fiji.
Fees charged
- Payoneer (standard price)You receive $9,849.00 at most≥ $151.00
- Stripe (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, Stripe and Playto, in plain numbers
What adds to the cost with Payoneer and Stripe
- Payoneer doesn't publish its card fees for this case.
- By bank transfer, Payoneer adds 0.5% of what is left after earlier fees when it changes the money to AUD (standard published price, business in Australia): $49.50 on $10,000.
- All in, Payoneer takes $151.00 or more (1.5%) of a $10,000 bank transfer payment (standard published price, business in Australia). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- By card, Stripe adds 2% when it changes the money to AUD (standard published price, business in Australia): $200.00 on $10,000.
- All in, Stripe takes $550.21 (5.5%) of a $10,000 card payment (standard published price, business in Australia).
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs Stripe in Fiji: questions
Is Playto cheaper than Payoneer and Stripe in Fiji?
Which costs less, Payoneer or Stripe in Fiji?
How does a business in Fiji get paid from abroad?
Does Stripe work in Fiji?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer to Playto?
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Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
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