PlaytoFee comparison · Mongolia · 2026
Payoneer vs Stripe in Mongolia: fees on $10,000, side by side
Stripe's own country list does not include Mongolia (stripe.com, checked 22 Oct 2026). Payoneer's standard published price, for a client in the United States paying a business in Japan, comes to at least $51.50 on a $10,000 bank transfer payment. Some of its fees are not published. Stripe's standard published price (business in Hong Kong) lists no bank transfer option; by card it takes $590.30. For a business in Mongolia, Playto takes $5.00 and adds zero markup, so you keep $9,995.00.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $51.50
- StripeIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Mongolia. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in Japan. We don't have a separate Payoneer price for a business in Mongolia on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Hong Kong.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $51.50
- Standard published price, business in Japan.
- Stripe all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1,2Standard published price: client in the United States, business in Japan | Fees not published | Fees not published | Fees not published |
| Stripe3Standard published price: client in the United States, business in Hong Kong | $940.70 | $4,704.70 | $9,409.70 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1,2Standard published price: client in the United States, business in Japan | ≤ $993.50 | ≤ $4,973.50 | ≤ $9,948.50 |
| Stripe3Standard published price: client in the United States, business in Hong Kong | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to JPY between Payoneer balances (0.5%); Payoneer: Withdrawal fee in JPY to a bank in Japan (USD 1.50). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.Payoneer: Receiving USD by local bank transfer (free for customers in Japan). www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 3.Stripe: Card fee (3.4%); Stripe: Fixed fee (HKD 2.35, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to HKD). stripe.com/hk/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Japan, paid out in JPY)
- Receiving USD by local bank transfer (free for customers in Japan)2Free
- Conversion fee from USD to JPY between Payoneer balances (0.5%)1$50.00
- Withdrawal fee in JPY to a bank in Japan (USD 1.50)1$1.50
- Total (at least)$51.50
- You receive (at most)$9,948.50
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Mongolia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Mongolia, payments over MNT 3 million go through the RTGS system. Smaller payments go through ACH+, which can send them in batches.
Source: mongolbank.mn, checked 17 Oct 2026.
Money rules
Mongolia's Law on Currency Settlements says residents may buy, sell, lend and transfer foreign currency only through the Bank of Mongolia and the commercial banks it authorises.
Source: www.mongolbank.mn, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 3,596 MNT (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Mongolia.
Fees charged
- Payoneer (standard price)You receive $9,948.50 at most≥ $51.50
- Stripe (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, Stripe and Playto, in plain numbers
What adds to the cost with Payoneer and Stripe
- Payoneer doesn't publish its card fees for this case.
- By bank transfer, Payoneer adds 0.5% when it changes the money to JPY (standard published price, business in Japan): $50.00 on $10,000.
- All in, Payoneer takes $51.50 or more (0.5%) of a $10,000 bank transfer payment (standard published price, business in Japan). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- By card, Stripe adds 2% when it changes the money to HKD (standard published price, business in Hong Kong): $200.00 on $10,000.
- All in, Stripe takes $590.30 (5.9%) of a $10,000 card payment (standard published price, business in Hong Kong).
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs Stripe in Mongolia: questions
Is Playto cheaper than Payoneer and Stripe in Mongolia?
Which costs less, Payoneer or Stripe in Mongolia?
How does a business in Mongolia get paid from abroad?
Does Stripe work in Mongolia?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer to Playto?
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