PlaytoFee comparison · Morocco · 2026
Payoneer vs Stripe in Morocco: fees on $10,000, side by side
Stripe's own country list does not include Morocco (stripe.com, checked 22 Oct 2026). Payoneer's standard published price, for a client in the United States paying a business in Kenya, comes to at least $218.80 on a $10,000 bank transfer payment. Some of its fees are not published. Stripe's standard published price (business in India) lists no bank transfer option; by card it takes $630.00. For a business in Morocco, Playto takes $5.00 and adds zero markup, so you keep $9,995.00.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $218.80
- StripeIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Morocco. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in Kenya. We don't have a separate Payoneer price for a business in Morocco on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in India.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $218.80
- Standard published price, business in Kenya.
- Stripe all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in Kenya | Fees not published | Fees not published | Fees not published |
| Stripe2Standard published price: client in the United States, business in India | $937.00 | $4,685.00 | $9,370.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United States, business in Kenya | ≤ $978.12 | ≤ $4,890.60 | ≤ $9,781.20 |
| Stripe2Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in KES with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Kenya, paid out in KES)
- Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
- Withdrawal fee in KES with currency conversion (1.2% to 4% of what is left after earlier fees; we count the lowest)1$118.80
- Total (at least)$218.80
- You receive (at most)$9,781.20
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Morocco
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Morocco, all cashless payments except card payments are cleared electronically through SIMT, which Bank Al-Maghrib set up in 2003.
Source: www.bkam.ma, checked 17 Oct 2026.
Money rules
Morocco's foreign exchange office says people who sell services abroad must bring the full amount home within 90 days of doing the work. They may keep part of it in foreign currency or convertible dirham accounts at banks.
Source: www.oc.gov.ma, checked 17 Oct 2026.
Exchange rate
On 9 March 2020, Morocco let the dirham move up to 5% above or below a central rate. Bank Al-Maghrib sets that rate from a mix of 60% euro and 40% US dollar.
Source: www.bkam.ma, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 9.668 MAD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Morocco.
Fees charged
- Payoneer (standard price)You receive $9,781.20 at most≥ $218.80
- Stripe (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, Stripe and Playto, in plain numbers
What adds to the cost with Payoneer and Stripe
- Payoneer doesn't publish its card fees for this case.
- All in, Payoneer takes $218.80 or more (2.2%) of a $10,000 bank transfer payment (standard published price, business in Kenya). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
- All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs Stripe in Morocco: questions
Is Playto cheaper than Payoneer and Stripe in Morocco?
Which costs less, Payoneer or Stripe in Morocco?
How does a business in Morocco get paid from abroad?
Does Stripe work in Morocco?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer to Playto?
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