PlaytoFee comparison · Turkey · 2026
Payoneer vs Stripe in Turkey: fees on $10,000, side by side
Stripe's own country list does not include Turkey (stripe.com, checked 22 Oct 2026). Payoneer's standard published price, for a client in the United States paying a business in Saudi Arabia, comes to at least $218.80 on a $10,000 bank transfer payment. Some of its fees are not published. Stripe's standard published price (business in India) lists no bank transfer option; by card it takes $630.00. For a business in Turkey, Playto takes $5.00 and adds zero markup, so you keep $9,995.00.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PayoneerStandard published price, another country≥ $218.80
- StripeIts standard published price lists no bank transfer optionNot listed
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Turkey. All fees included. Taxes not included. Payoneer's numbers here are its standard published price, for a client in the United States paying a business in Saudi Arabia. We don't have a separate Payoneer price for a business in Turkey on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in India.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Payoneer all in
- ≥ $218.80
- Standard published price, business in Saudi Arabia.
- Stripe all in
- Not listed
- Its standard published price lists no bank transfer option.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Payoneer1Standard published price: client in the United States, business in Saudi Arabia | Fees not published | Fees not published | Fees not published |
| Stripe2Standard published price: client in the United States, business in India | $937.00 | $4,685.00 | $9,370.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Payoneer1Standard published price: client in the United States, business in Saudi Arabia | ≤ $978.12 | ≤ $4,890.60 | ≤ $9,781.20 |
| Stripe2Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
- 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in SAR with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 2.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Payoneer: standard published price (business in Saudi Arabia, paid out in SAR)
- Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
- Withdrawal fee in SAR with currency conversion (1.2% to 4% of what is left after earlier fees; we count the lowest)1$118.80
- Total (at least)$218.80
- You receive (at most)$9,781.20
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Turkey
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
FAST, built by Türkiye's central bank, is a bank payment system that has run since 8 January 2021. With KOLAS you can be paid using a phone number, ID number or email address instead of an IBAN.
Source: www3.tcmb.gov.tr, checked 17 Oct 2026.
Money rules
People in Türkiye who sell services to people abroad may use the foreign currency they get freely. They can sell it to banks, licensed exchange offices or PTT, or keep it in foreign currency accounts at banks.
Source: www.tcmb.gov.tr, checked 17 Oct 2026.
Selling to a bank
If you sell this foreign currency to a bank, the bank sells at least 35% of it to the central bank. You still get the full amount in Turkish lira.
Source: www.tcmb.gov.tr, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 49.001 TRY (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Turkey.
Fees charged
- Payoneer (standard price)You receive $9,781.20 at most≥ $218.80
- Stripe (standard price)No bank transfers listed
- PlaytoYou receive $9,995.00$5.00
Side by side
Payoneer, Stripe and Playto, in plain numbers
What adds to the cost with Payoneer and Stripe
- Payoneer doesn't publish its card fees for this case.
- All in, Payoneer takes $218.80 or more (2.2%) of a $10,000 bank transfer payment (standard published price, business in Saudi Arabia). Playto takes $5.00.
- Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
- By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
- All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).
When Payoneer is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Payoneer in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Payoneer vs Stripe in Turkey: questions
Is Playto cheaper than Payoneer and Stripe in Turkey?
Which costs less, Payoneer or Stripe in Turkey?
How does a business in Turkey get paid from abroad?
Does Stripe work in Turkey?
How much does Payoneer charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Payoneer to Playto?
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