Fee comparison · Hungary · 2026

Payoneer vs Wise Business in Hungary: fees on $10,000, side by side

On a $10,000 bank transfer payment from a client in the United States to a business in Hungary, Payoneer takes at least $218.80 in fees. Some of its fees are not published. On its standard published price (business in the United Kingdom), Wise Business takes at least $24.00. Not all of its fees are published either. Playto takes $5.00 and adds zero markup, so you keep $9,995.00. Cards cost 2.5% + $0.30. Bank transfers are never more than $5.

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Fees on $10,000 by bank transfer

  • PayoneerYou receive $9,781.20 at most≥ $218.80
  • Wise BusinessStandard published price, another country≥ $24.00
  • PlaytoYou receive $9,995.00$5.00

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Hungary. All fees included. Taxes not included. Wise Business' numbers here are its standard published price, for a client in the United States paying a business in the United Kingdom.

Difference on $10,000
≥ $213.80
By bank transfer, what reaches you with Playto compared with Payoneer (not all its fees are published, so at least this).
Payoneer all in
≥ $218.80
Of a $10,000 bank transfer payment.
Wise Business all in
≥ $24.00
Standard published price, business in the United Kingdom.
Playto all in
$5.00
On a $10,000 bank transfer.

Client pays by card

Payoneer doesn't publish its card fee for this case.1 Wise Business' standard published price (business in the United Kingdom) lists no card option.2 With Playto, cards cost 2.5% + $0.30.

Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Payoneer1≤ $978.12≤ $4,890.60≤ $9,781.20
Wise Business2Standard published price: client in the United States, business in the United Kingdom≤ $997.60≤ $4,988.00≤ $9,976.00
  1. 1.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in HUF with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
  2. 2.Wise Business: Receiving USD from a US client by ACH into your Wise USD account details (free); Wise Business: Wise conversion fee from USD to GBP (varies by currency, from 0.24%); Wise Business: Keeping the GBP in your Wise Business account, which has UK account details (free). wise.com/gb/pricing/business, checked 18 Oct 2026.

Where the money goes

$10,000 by bank transfer, line by line

Payoneer

  • Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00)1$100.00
  • Withdrawal fee in HUF with currency conversion (1.2% to 4% of what is left after earlier fees; we count the lowest)1$118.80
  • Total (at least)$218.80
  • You receive (at most)$9,781.20

Some fees on this route aren't published, so this is the least it can cost.

Wise Business: standard published price (business in the United Kingdom, paid out in GBP)

  • Receiving USD from a US client by ACH into your Wise USD account details2Free
  • Wise conversion fee from USD to GBP (varies by currency, from 0.24%)2$24.00
  • Keeping the GBP in your Wise Business account, which has UK account details2Free
  • Total (at least)$24.00
  • You receive (at most)$9,976.00

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Bank transfer fee$5.00
  • Total$5.00
  • You receive$9,995.00

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Hungary

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Hungarian forint (HUF).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Hungary's instant payment system, launched on 2 March 2020 at the Magyar Nemzeti Bank's proposal, moves payments between Hungarian payment accounts.

Source: www.mnb.hu, checked 17 Oct 2026.

Money rules

Hungary's Act XCIII of 2001 ended foreign exchange restrictions. It says that, unless another law or government decree says otherwise, residents can freely make deals in foreign currency, in Hungary and abroad.

Source: njt.jog.gov.hu, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 322.34 HUF (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Hungary.

$10,000
$1,000$50,000

Fees charged

  • PayoneerYou receive $9,781.20 at most≥ $218.80
  • Wise Business (standard price)You receive $9,976.00 at most≥ $24.00
  • PlaytoYou receive $9,995.00$5.00

Side by side

Payoneer, Wise Business and Playto, in plain numbers

What adds to the cost with Payoneer and Wise Business

  • Payoneer doesn't publish its card fees for this case.
  • All in, Payoneer takes $218.80 or more (2.2%) of a $10,000 bank transfer payment. Playto takes $5.00.
  • Some Payoneer fees for bank transfer payments are not published, so the real cost can be higher.
  • By bank transfer, Wise Business adds from 0.24% when it changes the money to GBP (standard published price, business in the United Kingdom): at least $24.00 on $10,000.
  • All in, Wise Business takes $24.00 or more (0.2%) of a $10,000 bank transfer payment (standard published price, business in the United Kingdom).
  • Some Wise Business fees for bank transfer payments are not published, so the real cost can be higher.

When Payoneer or Wise Business is still the right choice

  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from Payoneer or Wise Business in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Payoneer vs Wise Business in Hungary: questions

Is Playto cheaper than Payoneer and Wise Business in Hungary?
Playto costs less than Payoneer at every amount from $1,000 to $50,000 we checked, by bank transfer, for a client in the United States paying a business in Hungary. We can't compare Payoneer by card: it doesn't publish its card fee for this case. We can't compare Wise Business: its number is its standard published price for a business in the United Kingdom. Taxes are not included.
Which costs less, Payoneer or Wise Business in Hungary?
We can't say which costs less here: Wise Business' number is its standard published price for a business in the United Kingdom. Playto takes $5.00 on $10,000 by bank transfer.
How does a business in Hungary get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Wise Business work in Hungary?
By its own list, Wise Business works in Hungary. The list names 21 places Wise Business doesn't serve, and Hungary is not one of them (wise.com, checked 18 Oct 2026).
How much does Payoneer charge on a $10,000 payment from the United States?
By bank transfer, Payoneer takes at least $218.80 on $10,000, so at most $9,781.20 reaches a business in Hungary. Its published fees include the $118.80 withdrawal fee in HUF with currency conversion and the $100.00 fee for receiving USD into a USD receiving account. Some of its fees are not published. These numbers come from Payoneer's own pricing pages, checked 17 Oct 2026.
How much does Wise Business charge on a $10,000 payment from the United States?
By bank transfer, Wise Business takes at least $24.00 on $10,000, so at most $9,976.00 reaches a business in the United Kingdom. Its published fees include the $24.00 Wise conversion fee from USD to GBP. Some of its fees are not published. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Wise Business' own pricing pages, checked 18 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from Payoneer or Wise Business to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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