PlaytoPayPal alternative · Iceland · 2026
PayPal alternative in Iceland: fees on $10,000, side by side
PayPal's standard published price, for a client in the United States paying a business in Sweden, comes to $823.12 on a $10,000 card payment. For a business in Iceland, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Lemon Squeezy, Paddle and 2Checkout, checked for a business in Iceland.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalStandard published price, another country$823.12
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Iceland. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in Sweden. We don't have a separate PayPal price for a business in Iceland on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- PayPal all in
- 8.2%
- Standard published price, business in Sweden.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayPal1Standard published price: client in the United States, business in Sweden | $917.43 | $4,588.29 | $9,176.88 |
| Dodo Payments2 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy3,4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle5,6 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| 2Checkout8,9,10 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayPal1Standard published price: client in the United States, business in Sweden | Not listed | Not listed | Not listed |
| Dodo Payments2 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle6,7 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| 2Checkout9,10,11 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
- 1.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to SEK above PayPal's base rate. www.paypal.com/se/business/paypal-business-fees, checked 17 Oct 2026.
- 2.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 3.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 4.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 5.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 6.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 7.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 8.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 9.2Checkout: Cross-border fee (Iceland is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 10.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 11.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayPal: standard published price (business in Sweden, paid out in SEK)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Iceland
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
A large share of the transfers made by people and companies in Iceland, including debit card payments, goes through the interbank payment system owned by the Central Bank of Iceland. Payments under 10 million krónur are netted out between banks, and larger ones are settled one by one.
Source: cb.is, checked 17 Oct 2026.
Money rules
In March 2017 the Government of Iceland lifted the capital controls on people, firms and pension funds in Iceland.
Source: www.government.is, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 120.33 ISK (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Iceland.
Fees charged
- PayPal (standard price)You receive $9,176.88$823.12
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal and Playto, in plain numbers
What adds to the cost with PayPal
- By card, PayPal adds 3% of what is left after earlier fees when it changes the money to SEK (standard published price, business in Sweden): $283.82 on $10,000.
- All in, PayPal takes $823.12 (8.2%) of a $10,000 card payment (standard published price, business in Sweden). Playto takes $250.30.
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal alternative in Iceland: questions
Is Playto cheaper than PayPal in Iceland?
What are the alternatives to PayPal for a business in Iceland?
How does a business in Iceland get paid from abroad?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PayPal to Playto?
Keep comparing
Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.