PlaytoPayPal alternative · Morocco · 2026
PayPal alternative in Morocco: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Morocco, PayPal takes at least $440.30 in fees. Some of its fees are not published. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Lemon Squeezy, Paddle and 2Checkout.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalYou receive $9,559.70 at most≥ $440.30
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Morocco. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $190.00
- By card, what reaches you with Playto compared with PayPal (not all its fees are published, so at least this).
- PayPal all in
- 4.4%+
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
- 1.PayPal: Payment fee for a client outside Morocco. www.paypal.com/ma/business/paypal-business-fees?locale.x=en_MA, checked 17 Oct 2026.
- 2.PayPal: Conversion to MAD by PayPal's local partner (not published). www.paypal.com/ng/cshelp/article/what-is-the-third-party-partner-service--help1010, checked 17 Oct 2026.
- 3.PayPal: Withdrawal fee of PayPal's partner bank in Morocco (not published). www.paypal.com/ma/legalhub/paypal/useragreement-full?locale.x=en_MA, checked 17 Oct 2026.
- 4.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 5.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 6.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 7.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 8.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 9.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 10.2Checkout: Cross-border fee (Morocco is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 11.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 12.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayPal
- Payment fee for a client outside Morocco1$440.30
- Conversion to MAD by PayPal's local partner2Not published
- Withdrawal fee of PayPal's partner bank in Morocco3Not published
- Total (at least)$440.30
- You receive (at most)$9,559.70
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Morocco
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Morocco, all cashless payments except card payments are cleared electronically through SIMT, which Bank Al-Maghrib set up in 2003.
Source: www.bkam.ma, checked 17 Oct 2026.
Money rules
Morocco's foreign exchange office says people who sell services abroad must bring the full amount home within 90 days of doing the work. They may keep part of it in foreign currency or convertible dirham accounts at banks.
Source: www.oc.gov.ma, checked 17 Oct 2026.
Exchange rate
On 9 March 2020, Morocco let the dirham move up to 5% above or below a central rate. Bank Al-Maghrib sets that rate from a mix of 60% euro and 40% US dollar.
Source: www.bkam.ma, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 9.668 MAD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Morocco.
Fees charged
- PayPalYou receive $9,559.70 at most≥ $440.30
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal and Playto, in plain numbers
What adds to the cost with PayPal
- PayPal lists no bank transfer option for a client in the United States paying a business in Morocco.
- All in, PayPal takes $440.30 or more (4.4%) of a $10,000 card payment. Playto takes $250.30.
- Some PayPal fees for card payments are not published, so the real cost can be higher.
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal alternative in Morocco: questions
Is Playto cheaper than PayPal in Morocco?
What are the alternatives to PayPal for a business in Morocco?
How does a business in Morocco get paid from abroad?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PayPal to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.