PlaytoPayPal alternative · Mozambique · 2026
PayPal alternative in Mozambique: fees on $10,000, side by side
PayPal's standard published price, for a client in the United States paying a business in Kenya, comes to at least $440.30 on a $10,000 card payment. Some of its fees are not published. For a business in Mozambique, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Lemon Squeezy and Paddle, checked for a business in Mozambique.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalStandard published price, another country≥ $440.30
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Mozambique. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in Kenya. We don't have a separate PayPal price for a business in Mozambique on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- PayPal all in
- 4.4%+
- Standard published price, business in Kenya.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayPal1,2Standard published price: client in the United States, business in Kenya | ≤ $955.70 | ≤ $4,779.70 | ≤ $9,559.70 |
| Dodo Payments3 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy4,5 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle6,7 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayPal1,2Standard published price: client in the United States, business in Kenya | Not listed | Not listed | Not listed |
| Dodo Payments3 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy5 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle7,8 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
- 1.PayPal: Payment fee for a client outside Kenya. www.paypal.com/ke/business/paypal-business-fees, checked 17 Oct 2026.
- 2.PayPal: Conversion to KES by PayPal's local partner (not published). www.paypal.com/ng/cshelp/article/what-is-the-third-party-partner-service--help1010, checked 17 Oct 2026.
- 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 4.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 5.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 6.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 7.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 8.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayPal: standard published price (business in Kenya, paid out in KES)
- Payment fee for a client outside Kenya1$440.30
- Conversion to KES by PayPal's local partner2Not published
- Total (at least)$440.30
- You receive (at most)$9,559.70
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Mozambique
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Instant payments
Since 2 March 2026, Mozambique has had an instant payment system (SPIM), run by SIMO.
Source: www.bancomoc.mz, checked 17 Oct 2026.
Money rules
Residents must bring home money from services sold abroad within 90 days of being paid for the service. It must come in foreign currency, by bank transfer, to a bank allowed to operate in Mozambique.
Source: www.bancomoc.mz, checked 17 Oct 2026.
Conversion
On 2 April 2025, the Banco de Moçambique raised the share of export earnings from goods and services that must be converted from 30% to 50%, for 18 months.
Source: bancomoc.mz, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 63.25 MZN (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Mozambique.
Fees charged
- PayPal (standard price)You receive $9,559.70 at most≥ $440.30
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal and Playto, in plain numbers
What adds to the cost with PayPal
- All in, PayPal takes $440.30 or more (4.4%) of a $10,000 card payment (standard published price, business in Kenya). Playto takes $250.30.
- Some PayPal fees for card payments are not published, so the real cost can be higher.
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal alternative in Mozambique: questions
Is Playto cheaper than PayPal in Mozambique?
What are the alternatives to PayPal for a business in Mozambique?
How does a business in Mozambique get paid from abroad?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PayPal to Playto?
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Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.