PlaytoPayPal alternative · Pakistan · 2026
PayPal alternative in Pakistan: fees on $10,000, side by side
PayPal's standard published price, for a client in the United States paying a business in India, comes to $727.09 on a $10,000 card payment. For a business in Pakistan, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Lemon Squeezy, Paddle, 2Checkout and JazzCash, checked for a business in Pakistan.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalStandard published price, another country$727.09
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Pakistan. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate PayPal price for a business in Pakistan on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- PayPal all in
- 7.3%
- Standard published price, business in India.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayPal1Standard published price: client in the United States, business in India | $927.03 | $4,636.31 | $9,272.91 |
| Lemon Squeezy2,3 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle4,5 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| 2Checkout7,8,9 | ≤ $919.65 | ≤ $4,659.65 | ≤ $9,334.65 |
| JazzCash11,12 | ≤ $950.00 | ≤ $4,750.00 | ≤ $9,500.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayPal1Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
| Lemon Squeezy3 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle5,6 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| 2Checkout8,9,10 | ≤ $919.65 | ≤ $4,659.65 | ≤ $9,334.65 |
| JazzCash11,12,13 | Fees not published | Fees not published | Fees not published |
- 1.PayPal: Payment fee for a client outside India; PayPal: Conversion to INR above PayPal's base rate. www.paypal.com/in/business/paypal-business-fees, checked 17 Oct 2026.
- 2.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 3.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 7.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 8.2Checkout: Cross-border fee for a high-risk country (Pakistan). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 9.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 10.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
- 11.JazzCash: Fee on an international payment received through pay via link (freelancers); JazzCash: Receiving an international remittance into JazzCash (free). www.jazzcash.com.pk/assets/documents/SOC-Q3-2026-Final.pdf, checked 18 Oct 2026.
- 12.JazzCash: Converting the payment into PKR in the JazzCash wallet (not published). www.jazzcash.com.pk/store-money/freelance-digital-account, checked 18 Oct 2026.
- 13.JazzCash: Exchange rate of the exchange house or partner app that sends the money into PKR (not published). www.jazzcash.com.pk/move-money/international-remittance, checked 18 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayPal: standard published price (business in India, paid out in INR)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Pakistan
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Keeping foreign currency
IT companies (registered with PSEB or P@SHA) and freelancers can keep USD 5,000 a month or 50% of their export earnings, whichever is higher, in a special foreign currency account (ESFCA). Banks open it with your rupee account and can change the money into rupees whenever you ask.
Source: www.sbp.org.pk, checked 17 Oct 2026.
Purpose codes
Your bank asks you once what services you sell abroad, then tags your account with a purpose code to report your payments to the State Bank of Pakistan. IT companies and freelancers no longer need to give Form R for these payments.
Source: www.sbp.org.pk, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 276.9 PKR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Pakistan.
Fees charged
- PayPal (standard price)You receive $9,272.91$727.09
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal and Playto, in plain numbers
What adds to the cost with PayPal
- By card, PayPal adds 3% of what is left after earlier fees when it changes the money to INR (standard published price, business in India): $286.79 on $10,000.
- All in, PayPal takes $727.09 (7.3%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal alternative in Pakistan: questions
Is Playto cheaper than PayPal in Pakistan?
What are the alternatives to PayPal for a business in Pakistan?
How does a business in Pakistan get paid from abroad?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PayPal to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.