PlaytoPayPal alternative · Thailand · 2026
PayPal alternative in Thailand: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Thailand, PayPal takes $727.09 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Stripe, Payoneer, Dodo Payments and Lemon Squeezy.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalYou receive $9,272.91$727.09
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Thailand. All fees included. Taxes not included.
- Difference on $10,000
- $476.79
- By card, what reaches you with Playto compared with PayPal.
- PayPal all in
- 7.3%
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayPal1 | $927.03 | $4,636.31 | $9,272.91 |
| Stripe2 | $932.20 | $4,662.20 | $9,324.70 |
| Payoneer3,4 | Fees not published | Fees not published | Fees not published |
| Dodo Payments5 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy6,7 | $940.00 | $4,702.00 | $9,404.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayPal | Not listed | Not listed | Not listed |
| Stripe | Not listed | Not listed | Not listed |
| Payoneer3,4 | ≤ $993.50 | ≤ $4,973.50 | ≤ $9,948.50 |
| Dodo Payments5 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy7 | $940.00 | $4,702.00 | $9,404.50 |
- 1.PayPal: Payment fee for a client outside Thailand; PayPal: Conversion to THB above PayPal's base rate. www.paypal.com/th/business/paypal-business-fees?locale.x=en_TH, checked 17 Oct 2026.
- 2.Stripe: International card fee (4.75%); Stripe: Fixed fee (THB 10.00, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to THB). stripe.com/en-th/pricing, checked 17 Oct 2026.
- 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to THB between Payoneer balances (0.5%); Payoneer: Withdrawal fee in THB to a bank in Thailand (USD 1.50). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 4.Payoneer: Receiving USD by local bank transfer (free for customers in Thailand). www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 6.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 7.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
Getting paid in Thailand
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Since 2016, PromptPay has let people in Thailand send money through digital channels using a citizen ID, a mobile phone number or a bank account number.
Source: www.bot.or.th, checked 17 Oct 2026.
Money rules
If you receive USD 1 million or more from abroad, you must bring it into Thailand within 360 days of the export or deal date. Within 360 days of getting it, you must sell it to an authorised bank or put it in a foreign currency account at one.
Source: www.bot.or.th, checked 17 Oct 2026.
Foreign currency accounts
People and businesses in Thailand may keep foreign currency accounts at authorised banks. They can pay in, with no limit, foreign currency received from abroad, such as income and payments for services.
Source: www.bot.or.th, checked 17 Oct 2026.
Papers for foreign exchange
When you buy, sell, pay in or take out foreign currency at an authorised bank, you must give the bank details of the deal. For USD 200,000 or more, the bank asks for papers that back it up, unless it has already checked your business (Know Your Business).
Source: www.bot.or.th, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 33.58 THB (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Thailand.
Fees charged
- PayPalYou receive $9,272.91$727.09
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal and Playto, in plain numbers
What adds to the cost with PayPal
- PayPal lists no bank transfer option for a client in the United States paying a business in Thailand.
- By card, PayPal adds 3% of what is left after earlier fees when it changes the money to THB: $286.79 on $10,000.
- All in, PayPal takes $727.09 (7.3%) of a $10,000 card payment. Playto takes $250.30.
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal alternative in Thailand: questions
Is Playto cheaper than PayPal in Thailand?
What are the alternatives to PayPal for a business in Thailand?
How does a business in Thailand get paid from abroad?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PayPal to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.