Fee comparison · North Macedonia · 2026
PayPal vs Razorpay in North Macedonia: fees on $10,000, side by side
Razorpay's own country list does not include North Macedonia (razorpay.com, checked 22 Oct 2026). PayPal's standard published price, for a client in the United States paying a business in Spain, comes to $774.62 on a $10,000 card payment. On its standard published price (business in India), Razorpay takes at least $300.00. Some of its fees are not published. For a business in North Macedonia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayPalStandard published price, another country$774.62
- RazorpayStandard published price, another country≥ $300.00
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in North Macedonia. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in Spain. We don't have a separate PayPal price for a business in North Macedonia on file. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- PayPal all in
- 7.7%
- Standard published price, business in Spain.
- Razorpay all in
- 3.0%+
- Standard published price, business in India.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayPal1Standard published price: client in the United States, business in Spain | $922.28 | $4,612.54 | $9,225.38 |
| Razorpay2Standard published price: client in the United States, business in India | ≤ $970.00 | ≤ $4,850.00 | ≤ $9,700.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayPal1Standard published price: client in the United States, business in Spain | Not listed | Not listed | Not listed |
| Razorpay3Standard published price: client in the United States, business in India | $989.47 | $4,950.00 | $9,900.00 |
- 1.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/es/business/paypal-business-fees, checked 17 Oct 2026.
- 2.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
- 3.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayPal: standard published price (business in Spain, paid out in EUR)
Razorpay: standard published price (business in India, paid out in INR)
- International card platform fee2$300.00
- Total (at least)$300.00
- You receive (at most)$9,700.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in North Macedonia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Exchange rate, for scale
1 USD = 54.05 MKD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in North Macedonia.
Fees charged
- PayPal (standard price)You receive $9,225.38$774.62
- Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
- PlaytoYou receive $9,749.70$250.30
Side by side
PayPal, Razorpay and Playto, in plain numbers
What adds to the cost with PayPal and Razorpay
- By card, PayPal adds 3% of what is left after earlier fees when it changes the money to EUR (standard published price, business in Spain): $285.32 on $10,000.
- All in, PayPal takes $774.62 (7.7%) of a $10,000 card payment (standard published price, business in Spain). Playto takes $250.30.
- All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India).
- Some Razorpay fees for card payments are not published, so the real cost can be higher.
- All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India).
When PayPal is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from PayPal in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayPal vs Razorpay in North Macedonia: questions
Is Playto cheaper than PayPal and Razorpay in North Macedonia?
Which costs less, PayPal or Razorpay in North Macedonia?
How does a business in North Macedonia get paid from abroad?
Does Razorpay work in North Macedonia?
How much does PayPal charge on a $10,000 payment from the United States?
How much does Razorpay charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from PayPal to Playto?
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Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.