Fee comparison · North Macedonia · 2026

PayPal vs Razorpay in North Macedonia: fees on $10,000, side by side

Razorpay's own country list does not include North Macedonia (razorpay.com, checked 22 Oct 2026). PayPal's standard published price, for a client in the United States paying a business in Spain, comes to $774.62 on a $10,000 card payment. On its standard published price (business in India), Razorpay takes at least $300.00. Some of its fees are not published. For a business in North Macedonia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • PayPalStandard published price, another country$774.62
  • RazorpayStandard published price, another country≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in North Macedonia. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in Spain. We don't have a separate PayPal price for a business in North Macedonia on file. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India.

With Playto you receive
$9,749.70
On a $10,000 card payment.
PayPal all in
7.7%
Standard published price, business in Spain.
Razorpay all in
3.0%+
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
PayPal1Standard published price: client in the United States, business in Spain$922.28$4,612.54$9,225.38
Razorpay2Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
PayPal1Standard published price: client in the United States, business in SpainNot listedNot listedNot listed
Razorpay3Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
  1. 1.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/es/business/paypal-business-fees, checked 17 Oct 2026.
  2. 2.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  3. 3.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

PayPal: standard published price (business in Spain, paid out in EUR)

  • Payment fee (PayPal standard rate)1$290.30
  • Extra fee for a client outside the EEA1$199.00
  • Conversion to EUR above PayPal's base rate1$285.32
  • Total$774.62
  • You receive$9,225.38

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee2$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in North Macedonia

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Macedonian denar (MKD).

Source: www.six-group.com, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 54.05 MKD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in North Macedonia.

$10,000
$1,000$50,000

Fees charged

  • PayPal (standard price)You receive $9,225.38$774.62
  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

PayPal, Razorpay and Playto, in plain numbers

What adds to the cost with PayPal and Razorpay

  • By card, PayPal adds 3% of what is left after earlier fees when it changes the money to EUR (standard published price, business in Spain): $285.32 on $10,000.
  • All in, PayPal takes $774.62 (7.7%) of a $10,000 card payment (standard published price, business in Spain). Playto takes $250.30.
  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India).
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India).

When PayPal is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from PayPal in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

PayPal vs Razorpay in North Macedonia: questions

Is Playto cheaper than PayPal and Razorpay in North Macedonia?
We can't say Playto is cheaper here. We checked PayPal's standard published price for a business in Spain and Razorpay's for a business in India, not for North Macedonia. On those prices, on $10,000 by card, PayPal takes $774.62 and Razorpay takes at least $300.00. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, PayPal or Razorpay in North Macedonia?
We can't say which costs less here: PayPal's number is its standard published price for a business in Spain and Razorpay's number is its standard published price for a business in India. Playto takes $250.30 on $10,000 by card.
How does a business in North Macedonia get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Razorpay work in North Macedonia?
Razorpay's own country list does not include North Macedonia (razorpay.com, checked 22 Oct 2026).
How much does PayPal charge on a $10,000 payment from the United States?
By card, PayPal takes $774.62 on $10,000, so $9,225.38 reaches a business in Spain. The biggest fees are the $290.30 payment fee and the $285.32 conversion to EUR above PayPal's base rate. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from PayPal's own pricing pages, checked 17 Oct 2026.
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from PayPal to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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