Fee comparison · Barbados · 2026

PayPal vs Stripe in Barbados: fees on $10,000, side by side

Stripe's own country list does not include Barbados (stripe.com, checked 22 Oct 2026). PayPal's standard published price, for a client in the United States paying a business in the Dominican Republic, comes to at least $587.60 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in Canada), Stripe takes $570.21. For a business in Barbados, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • PayPalStandard published price, another country≥ $587.60
  • StripeStandard published price, another country$570.21
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Barbados. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in the Dominican Republic. We don't have a separate PayPal price for a business in Barbados on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Canada.

With Playto you receive
$9,749.70
On a $10,000 card payment.
PayPal all in
5.9%+
Standard published price, business in the Dominican Republic.
Stripe all in
5.7%
Standard published price, business in Canada.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
PayPal1Standard published price: client in the United States, business in the Dominican Republic≤ $935.70≤ $4,706.05≤ $9,412.40
Stripe2Standard published price: client in the United States, business in Canada$942.79$4,714.79$9,429.79

Client pays by bank transfer

PayPal's standard published price (business in the Dominican Republic) lists no bank transfer option.1 Stripe's standard published price (business in Canada) lists no bank transfer option.2 With Playto, bank transfers are never more than $5.

  1. 1.PayPal: Payment fee for a client outside the Dominican Republic; PayPal: Withdrawal fee for USD to a bank account in the Dominican Republic. www.paypal.com/do/business/paypal-business-fees?locale.x=en_DO, checked 17 Oct 2026.
  2. 2.Stripe: Card fee (2.9%); Stripe: Fixed fee (CAD 0.30, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to CAD). stripe.com/ca/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

PayPal: standard published price (business in the Dominican Republic, paid out in USD)

  • Payment fee for a client outside the Dominican Republic1$540.30
  • Withdrawal fee for USD to a bank account in the Dominican Republic1$47.30
  • Total (at least)$587.60
  • You receive (at most)$9,412.40

Some fees on this route aren't published, so this is the least it can cost.

Stripe: standard published price (business in Canada, paid out in CAD)

  • Card fee (2.9%)2$290.00
  • Fixed fee (CAD 0.30, converted at the ECB rate of 16 Oct 2026)2$0.21
  • Fee for a card issued outside the country2$80.00
  • Currency conversion surcharge (USD to CAD)2$200.00
  • Total$570.21
  • You receive$9,429.79

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Barbados

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Barbados dollar (BBD).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

The Central Bank of Barbados planned to introduce BiMPay, a national instant payment system, in June 2026. It is built for payments between people, businesses and the Government.

Source: www.centralbank.org.bb, checked 17 Oct 2026.

Money rules

Under exchange control rules, everyone resident in Barbados must hand any foreign currency they receive to an Authorised Dealer as soon as possible, to be changed into Barbados dollars. If you have a foreign currency account, you can deposit it there instead.

Source: www.centralbank.org.bb, checked 17 Oct 2026.

Foreign currency accounts

To open a foreign currency account, a resident person or company applies to an Authorised Dealer.

Source: www.centralbank.org.bb, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 2.02 BBD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Barbados.

$10,000
$1,000$50,000

Fees charged

  • PayPal (standard price)You receive $9,412.40 at most≥ $587.60
  • Stripe (standard price)You receive $9,429.79$570.21
  • PlaytoYou receive $9,749.70$250.30

Side by side

PayPal, Stripe and Playto, in plain numbers

What adds to the cost with PayPal and Stripe

  • All in, PayPal takes $587.60 or more (5.9%) of a $10,000 card payment (standard published price, business in the Dominican Republic). Playto takes $250.30.
  • Some PayPal fees for card payments are not published, so the real cost can be higher.
  • By card, Stripe adds 2% when it changes the money to CAD (standard published price, business in Canada): $200.00 on $10,000.
  • All in, Stripe takes $570.21 (5.7%) of a $10,000 card payment (standard published price, business in Canada).

When PayPal is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from PayPal in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

PayPal vs Stripe in Barbados: questions

Is Playto cheaper than PayPal and Stripe in Barbados?
We can't say Playto is cheaper here. We checked PayPal's standard published price for a business in the Dominican Republic and Stripe's for a business in Canada, not for Barbados. On those prices, on $10,000 by card, PayPal takes at least $587.60 and Stripe takes $570.21. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, PayPal or Stripe in Barbados?
We can't say which costs less here: PayPal's number is its standard published price for a business in the Dominican Republic and Stripe's number is its standard published price for a business in Canada. Playto takes $250.30 on $10,000 by card.
How does a business in Barbados get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Barbados?
Stripe's own country list does not include Barbados (stripe.com, checked 22 Oct 2026).
How much does PayPal charge on a $10,000 payment from the United States?
By card, PayPal takes at least $587.60 on $10,000, so at most $9,412.40 reaches a business in the Dominican Republic. Its published fees include the $540.30 payment fee for a client outside the Dominican Republic and the $47.30 withdrawal fee for USD to a bank account in the Dominican Republic. Some of its fees are not published. This is its standard published price. These numbers come from PayPal's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $570.21 on $10,000, so $9,429.79 reaches a business in Canada. The biggest fees are the $290.00 card fee (2.9%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from PayPal to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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