Fee comparison · Cabo Verde · 2026

PayPal vs Stripe in Cabo Verde: fees on $10,000, side by side

Stripe's own country list does not include Cabo Verde (stripe.com, checked 22 Oct 2026). PayPal's standard published price, for a client in the United States paying a business in Nigeria, comes to at least $490.30 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in India), Stripe takes $630.00. For a business in Cabo Verde, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • PayPalStandard published price, another country≥ $490.30
  • StripeStandard published price, another country$630.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Cabo Verde. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in Nigeria. We don't have a separate PayPal price for a business in Cabo Verde on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in India.

With Playto you receive
$9,749.70
On a $10,000 card payment.
PayPal all in
4.9%+
Standard published price, business in Nigeria.
Stripe all in
6.3%
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
PayPal1,2Standard published price: client in the United States, business in Nigeria≤ $950.70≤ $4,754.70≤ $9,509.70
Stripe3Standard published price: client in the United States, business in India$937.00$4,685.00$9,370.00

Client pays by bank transfer

PayPal's standard published price (business in Nigeria) lists no bank transfer option.1,2 Stripe's standard published price (business in India) lists no bank transfer option.3 With Playto, bank transfers are never more than $5.

  1. 1.PayPal: Payment fee for a client outside Nigeria. www.paypal.com/ng/business/paypal-business-fees, checked 17 Oct 2026.
  2. 2.PayPal: Conversion to NGN by PayPal's local partner (not published). www.paypal.com/ng/cshelp/article/what-is-the-third-party-partner-service--help1010, checked 17 Oct 2026.
  3. 3.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

PayPal: standard published price (business in Nigeria, paid out in NGN)

  • Payment fee for a client outside Nigeria1$490.30
  • Conversion to NGN by PayPal's local partner2Not published
  • Total (at least)$490.30
  • You receive (at most)$9,509.70

Some fees on this route aren't published, so this is the least it can cost.

Stripe: standard published price (business in India, paid out in INR)

  • Fee for an international card charged in USD3$430.00
  • Currency conversion surcharge (USD to INR)3$200.00
  • Total$630.00
  • You receive$9,370.00

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Cabo Verde

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Cabo Verde escudo (CVE).

Source: www.six-group.com, checked 17 Oct 2026.

Tied to the euro

Since 1998, Cabo Verde has kept the escudo at a fixed rate to the euro, and the Banco de Cabo Verde works to keep this peg in place.

Source: www.bcv.cv, checked 17 Oct 2026.

Local bank payments

The Banco de Cabo Verde runs SGDL, the country's only settlement system for payments between banks. Credit transfers, cheques and card payments are cleared through SICIL, which the central bank manages and SISP operates.

Source: www.bcv.cv, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 97.11 CVE (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Cabo Verde.

$10,000
$1,000$50,000

Fees charged

  • PayPal (standard price)You receive $9,509.70 at most≥ $490.30
  • Stripe (standard price)You receive $9,370.00$630.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

PayPal, Stripe and Playto, in plain numbers

What adds to the cost with PayPal and Stripe

  • All in, PayPal takes $490.30 or more (4.9%) of a $10,000 card payment (standard published price, business in Nigeria). Playto takes $250.30.
  • Some PayPal fees for card payments are not published, so the real cost can be higher.
  • By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
  • All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).

When PayPal is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from PayPal in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

PayPal vs Stripe in Cabo Verde: questions

Is Playto cheaper than PayPal and Stripe in Cabo Verde?
We can't say Playto is cheaper here. We checked PayPal's standard published price for a business in Nigeria and Stripe's for a business in India, not for Cabo Verde. On those prices, on $10,000 by card, PayPal takes at least $490.30 and Stripe takes $630.00. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, PayPal or Stripe in Cabo Verde?
We can't say which costs less here: PayPal's number is its standard published price for a business in Nigeria and Stripe's number is its standard published price for a business in India. Playto takes $250.30 on $10,000 by card.
How does a business in Cabo Verde get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Cabo Verde?
Stripe's own country list does not include Cabo Verde (stripe.com, checked 22 Oct 2026).
How much does PayPal charge on a $10,000 payment from the United States?
By card, PayPal takes at least $490.30 on $10,000, so at most $9,509.70 reaches a business in Nigeria. Its published fees include the $490.30 payment fee for a client outside Nigeria. Some of its fees are not published. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from PayPal's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $630.00 on $10,000, so $9,370.00 reaches a business in India. Its fees are the $430.00 fee for an international card charged in USD and the $200.00 currency conversion surcharge. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from PayPal to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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