Fee comparison · Turkey · 2026

PayPal vs Stripe in Turkey: fees on $10,000, side by side

Stripe's own country list does not include Turkey (stripe.com, checked 22 Oct 2026). PayPal's standard published price, for a client in the United States paying a business in the United Arab Emirates, comes to $727.09 on a $10,000 card payment. On its standard published price (business in India), Stripe takes $630.00. For a business in Turkey, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • PayPalStandard published price, another country$727.09
  • StripeStandard published price, another country$630.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Turkey. All fees included. Taxes not included. PayPal's numbers here are its standard published price, for a client in the United States paying a business in the United Arab Emirates. We don't have a separate PayPal price for a business in Turkey on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in India.

With Playto you receive
$9,749.70
On a $10,000 card payment.
PayPal all in
7.3%
Standard published price, business in the United Arab Emirates.
Stripe all in
6.3%
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
PayPal1Standard published price: client in the United States, business in the United Arab Emirates$927.03$4,636.31$9,272.91
Stripe2Standard published price: client in the United States, business in India$937.00$4,685.00$9,370.00

Client pays by bank transfer

PayPal's standard published price (business in the United Arab Emirates) lists no bank transfer option.1 Stripe's standard published price (business in India) lists no bank transfer option.2 With Playto, bank transfers are never more than $5.

  1. 1.PayPal: Payment fee for a client outside the United Arab Emirates; PayPal: Conversion to AED above PayPal's base rate. www.paypal.com/ae/business/paypal-business-fees, checked 17 Oct 2026.
  2. 2.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

PayPal: standard published price (business in the United Arab Emirates, paid out in AED)

  • Payment fee for a client outside the United Arab Emirates1$440.30
  • Conversion to AED above PayPal's base rate1$286.79
  • Total$727.09
  • You receive$9,272.91

Stripe: standard published price (business in India, paid out in INR)

  • Fee for an international card charged in USD2$430.00
  • Currency conversion surcharge (USD to INR)2$200.00
  • Total$630.00
  • You receive$9,370.00

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Turkey

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Turkish lira (TRY).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

FAST, built by Türkiye's central bank, is a bank payment system that has run since 8 January 2021. With KOLAS you can be paid using a phone number, ID number or email address instead of an IBAN.

Source: www3.tcmb.gov.tr, checked 17 Oct 2026.

Money rules

People in Türkiye who sell services to people abroad may use the foreign currency they get freely. They can sell it to banks, licensed exchange offices or PTT, or keep it in foreign currency accounts at banks.

Source: www.tcmb.gov.tr, checked 17 Oct 2026.

Selling to a bank

If you sell this foreign currency to a bank, the bank sells at least 35% of it to the central bank. You still get the full amount in Turkish lira.

Source: www.tcmb.gov.tr, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 49.001 TRY (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Turkey.

$10,000
$1,000$50,000

Fees charged

  • PayPal (standard price)You receive $9,272.91$727.09
  • Stripe (standard price)You receive $9,370.00$630.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

PayPal, Stripe and Playto, in plain numbers

What adds to the cost with PayPal and Stripe

  • By card, PayPal adds 3% of what is left after earlier fees when it changes the money to AED (standard published price, business in the United Arab Emirates): $286.79 on $10,000.
  • All in, PayPal takes $727.09 (7.3%) of a $10,000 card payment (standard published price, business in the United Arab Emirates). Playto takes $250.30.
  • By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
  • All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).

When PayPal is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
  • You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.

Switching

Move from PayPal in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

PayPal vs Stripe in Turkey: questions

Is Playto cheaper than PayPal and Stripe in Turkey?
We can't say Playto is cheaper here. We checked PayPal's standard published price for a business in the United Arab Emirates and Stripe's for a business in India, not for Turkey. On those prices, on $10,000 by card, PayPal takes $727.09 and Stripe takes $630.00. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, PayPal or Stripe in Turkey?
We can't say which costs less here: PayPal's number is its standard published price for a business in the United Arab Emirates and Stripe's number is its standard published price for a business in India. Playto takes $250.30 on $10,000 by card.
How does a business in Turkey get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Turkey?
Stripe's own country list does not include Turkey (stripe.com, checked 22 Oct 2026).
How much does PayPal charge on a $10,000 payment from the United States?
By card, PayPal takes $727.09 on $10,000, so $9,272.91 reaches a business in the United Arab Emirates. Its fees are the $440.30 payment fee for a client outside the United Arab Emirates and the $286.79 conversion to AED above PayPal's base rate. This is its standard published price. These numbers come from PayPal's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $630.00 on $10,000, so $9,370.00 reaches a business in India. Its fees are the $430.00 fee for an international card charged in USD and the $200.00 currency conversion surcharge. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from PayPal to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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