PayU alternative · Ecuador · 2026

PayU alternative in Ecuador: fees on $10,000, side by side

PayU's own country list does not include Ecuador (www.payu.com, checked 18 Oct 2026). PayU's standard published price, for a client in the United States paying a business in Poland, comes to $149.08 on a $10,000 card payment. For a business in Ecuador, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows PayPal, Dodo Payments, Lemon Squeezy and Paddle, checked for a business in Ecuador.

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Fees on $10,000 by card

  • PayUStandard published price, another country$149.08
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Ecuador. All fees included. Taxes not included. PayU's numbers here are its standard published price, for a client in the United States paying a business in Poland. We don't have a separate PayU price for a business in Ecuador on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
PayU all in
1.5%
Standard published price, business in Poland.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
PayU1,2Standard published price: client in the United States, business in Poland$985.02$4,925.42$9,850.92
PayPal3$935.70$4,706.05$9,412.40
Dodo Payments4≤ $959.60≤ $4,799.60≤ $9,599.60
Lemon Squeezy5,6$940.00$4,702.00$9,404.50
Paddle7,8≤ $949.50≤ $4,749.50≤ $9,499.50
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
PayU1,2Standard published price: client in the United States, business in PolandNot listedNot listedNot listed
PayPalNot listedNot listedNot listed
Dodo Payments4≤ $985.00≤ $4,985.00≤ $9,985.00
Lemon Squeezy6$940.00$4,702.00$9,404.50
Paddle8,9≤ $965.00≤ $4,825.00≤ $9,650.00
  1. 1.PayU: Card payment fee (standard price after the first 3 months); PayU: Fixed fee per card payment (PLN 0.30, converted at the ECB rate of 16 Oct 2026). poland.payu.com/wp-content/uploads/sites/14/2026/09/Secure-payments-PayU-TC.pdf, checked 18 Oct 2026.
  2. 2.PayU: Transfer to your bank (free). poland.payu.com/wp-content/uploads/sites/14/2026/08/Price_list_PL_ENG4_01_2026.pdf, checked 18 Oct 2026.
  3. 3.PayPal: Payment fee for a client outside Ecuador; PayPal: Withdrawal fee for USD to a bank account in Ecuador. www.paypal.com/ec/business/paypal-business-fees?locale.x=en_EC, checked 17 Oct 2026.
  4. 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  5. 5.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
  6. 6.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
  7. 7.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  8. 8.Paddle: Transfer of USD to a bank outside the US: free or a $15 SWIFT fee (not published). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  9. 9.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

PayU: standard published price (business in Poland, paid out in PLN)

  • Card payment fee (standard price after the first 3 months)1$149.00
  • Fixed fee per card payment (PLN 0.30, converted at the ECB rate of 16 Oct 2026)1$0.08
  • Transfer to your bank2Free
  • Total$149.08
  • You receive$9,850.92

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Ecuador

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

US dollar (USD).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Bank transfers in Ecuador go through the SPI, the Central Bank of Ecuador's interbank payment system. It sends money through banks, savings and credit cooperatives and mutualistas to people and businesses with current or savings accounts.

Source: www.bce.fin.ec, checked 17 Oct 2026.

Money rules

Ecuador's Monetary and Financial Code says all deals, money transactions and their accounting records in Ecuador are stated in US dollars.

Source: www.bce.fin.ec, checked 17 Oct 2026.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Ecuador.

$10,000
$1,000$50,000

Fees charged

  • PayU (standard price)You receive $9,850.92$149.08
  • PlaytoYou receive $9,749.70$250.30

Side by side

PayU and Playto, in plain numbers

What adds to the cost with PayU

  • All in, PayU takes $149.08 (1.5%) of a $10,000 card payment (standard published price, business in Poland). Playto takes $250.30.

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

PayU alternative in Ecuador: questions

Is Playto cheaper than PayU in Ecuador?
We can't say Playto is cheaper here. We checked PayU's standard published price for a business in Poland, not for Ecuador. On that price, PayU takes $149.08 on $10,000 by card. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to PayU for a business in Ecuador?
On a $10,000 card payment from a client in the United States to a business in Ecuador: PayPal takes $587.60; Dodo Payments takes at least $400.40; Lemon Squeezy takes $595.50; Paddle takes at least $500.50; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Ecuador get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does PayU work in Ecuador?
PayU's own country list does not include Ecuador (www.payu.com, checked 18 Oct 2026).
How much does PayU charge on a $10,000 payment from the United States?
By card, PayU takes $149.08 on $10,000, so $9,850.92 reaches a business in Poland. Its fees are the $149.00 card payment fee and the $0.08 fixed fee per card payment. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from PayU's own pricing pages, checked 18 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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