PlaytoPayU alternative · India · 2026
PayU alternative in India: fees on $10,000, side by side
PayU's own country list does not include India (www.payu.com, checked 18 Oct 2026). PayU's standard published price, for a client in the United States paying a business in Poland, comes to $149.08 on a $10,000 card payment. For a business in India, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Stripe, PayPal, Payoneer and Dodo Payments, checked for a business in India.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- PayUStandard published price, another country$149.08
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in India. All fees included. Taxes not included. PayU's numbers here are its standard published price, for a client in the United States paying a business in Poland. We don't have a separate PayU price for a business in India on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- PayU all in
- 1.5%
- Standard published price, business in Poland.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PayU1,2Standard published price: client in the United States, business in Poland | $985.02 | $4,925.42 | $9,850.92 |
| Stripe3 | $937.00 | $4,685.00 | $9,370.00 |
| PayPal4 | $927.03 | $4,636.31 | $9,272.91 |
| Payoneer5 | ≤ $960.80 | ≤ $4,805.96 | ≤ $9,612.41 |
| Dodo Payments7 | ≤ $934.60 | ≤ $4,774.60 | ≤ $9,574.60 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PayU1,2Standard published price: client in the United States, business in Poland | Not listed | Not listed | Not listed |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer5,6 | ≤ $990.00 | ≤ $4,950.00 | ≤ $9,900.00 |
| Dodo Payments7 | ≤ $960.00 | ≤ $4,960.00 | ≤ $9,960.00 |
- 1.PayU: Card payment fee (standard price after the first 3 months); PayU: Fixed fee per card payment (PLN 0.30, converted at the ECB rate of 16 Oct 2026). poland.payu.com/wp-content/uploads/sites/14/2026/09/Secure-payments-PayU-TC.pdf, checked 18 Oct 2026.
- 2.PayU: Transfer to your bank (free). poland.payu.com/wp-content/uploads/sites/14/2026/08/Price_list_PL_ENG4_01_2026.pdf, checked 18 Oct 2026.
- 3.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.
- 4.PayPal: Payment fee for a client outside India; PayPal: Conversion to INR above PayPal's base rate. www.paypal.com/in/business/paypal-business-fees, checked 17 Oct 2026.
- 5.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
- 6.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 7.Dodo Payments: Card or wallet fee; Dodo Payments: USD SWIFT transfer fee to a non-US business (one a month); Dodo Payments: ACH Direct Debit fee. dodopayments.com/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
PayU: standard published price (business in Poland, paid out in PLN)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in India
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Banks in India send money between accounts with NEFT, which the Reserve Bank of India runs.
Source: www.rbi.org.in, checked 17 Oct 2026.
Purpose codes
The Reserve Bank of India has a list of purpose codes for reporting money that comes in from abroad. For example, P0802 is for software setup and advice, and P1007 is for advertising and trade fairs.
Source: www.rbi.org.in, checked 17 Oct 2026.
Proof of payment (eBRC)
Banks send DGFT, India's foreign trade office, records of the payments you get from abroad. You then self-certify your eBRC (electronic Bank Realisation Certificate) from those records on the DGFT portal.
Source: www.dgft.gov.in, checked 17 Oct 2026.
Money rules
From 1 October 2026, money for services sold abroad must reach India within nine months of the invoice date, or twelve months if you bill or get paid in rupees. Your bank can allow more time if you ask and give a reason.
Source: www.rbi.org.in, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 95.83 INR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in India.
Fees charged
- PayU (standard price)You receive $9,850.92$149.08
- PlaytoYou receive $9,749.70$250.30
Side by side
PayU and Playto, in plain numbers
What adds to the cost with PayU
- All in, PayU takes $149.08 (1.5%) of a $10,000 card payment (standard published price, business in Poland). Playto takes $250.30.
Getting started
Get paid with Playto in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PayU alternative in India: questions
Is Playto cheaper than PayU in India?
What are the alternatives to PayU for a business in India?
How does a business in India get paid from abroad?
Does PayU work in India?
How much does PayU charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I start getting paid with Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.