PlaytoPingPong alternative · the United States · 2026
PingPong alternative in the United States: fees on $10,000, side by side
PingPong's standard published price, for a client in the United States paying a business in India, comes to at least $100.00 on a $10,000 bank transfer payment. Some of its fees are not published. For a business in the United States, Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table also shows Stripe, PayPal, Xero and Square, checked for a business in the United States.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PingPongStandard published price, another country≥ $100.00
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United Kingdom to a business in the United States. All fees included. Taxes not included. PingPong's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate PingPong price for a business in the United States on file.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- PingPong all in
- ≥ $100.00
- Standard published price, business in India.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| PingPong1Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
| Stripe2 | $945.70 | $4,729.70 | $9,459.70 |
| PayPal3 | $949.61 | $4,750.01 | $9,500.51 |
| Xero4,5 | ≤ $928.70 | ≤ $4,752.70 | ≤ $9,532.70 |
| Square6 | $951.70 | $4,759.70 | $9,519.70 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| PingPong1Standard published price: client in the United States, business in India | ≤ $990.00 | ≤ $4,950.00 | ≤ $9,900.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Xero | Not listed | Not listed | Not listed |
| Square | Not listed | Not listed | Not listed |
- 1.PingPong: Receiving a payment from a US client (free); PingPong: Withdrawal fee to your Indian bank account (1% per transaction); PingPong: Exchange rate margin from USD to INR (not published). in.pingpongx.com/manage-your-account/what-is-the-charging-standard, checked 18 Oct 2026.
- 2.Stripe: Online card fee (2.9% + 30 cents); Stripe: Fee for a card issued outside the US (+1.5%); Stripe: Currency conversion surcharge (GBP to USD). stripe.com/pricing, checked 17 Oct 2026.
- 3.PayPal: Payment fee (PayPal Checkout rate); PayPal: Extra fee for a client outside the US. www.paypal.com/us/business/paypal-business-fees, checked 17 Oct 2026.
- 4.Xero: International card fee (4.4% + 30 cents). www.xero.com/us/pricing-plans/pricing-and-fees-for-stripe/, checked 17 Oct 2026.
- 5.Xero: Early plan, $27 a month (one payment a month); Xero: Change from GBP to USD by the client's card issuer (not published). www.xero.com/us/pricing-plans/, checked 17 Oct 2026.
- 6.Square: Online or invoice card fee (Square Free); Square: Fee for a card issued outside the US. squareup.com/help/us/en/article/5068-what-are-square-s-fees, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
PingPong: standard published price (business in India, paid out in INR)
- Receiving a payment from a US client1Free
- Withdrawal fee to your Indian bank account (1% per transaction)1$100.00
- Exchange rate margin from USD to INR1Not published
- Total (at least)$100.00
- You receive (at most)$9,900.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in the United States
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In the US, direct deposits and other electronic bank transfers move on the ACH Network, which reaches all US bank and credit union accounts.
Source: www.nacha.org, checked 17 Oct 2026.
Money rules
The IMF's 2023 report shows no US rule that money earned from abroad must be brought home by a deadline. It also shows no rule that money paid in other currencies must be changed into dollars.
Source: www.elibrary.imf.org, checked 17 Oct 2026.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United Kingdom paying a business in the United States.
Fees charged
- PingPong (standard price)You receive $9,900.00 at most≥ $100.00
- PlaytoYou receive $9,995.00$5.00
Side by side
PingPong and Playto, in plain numbers
What adds to the cost with PingPong
- All in, PingPong takes $100.00 or more (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
- Some PingPong fees for bank transfer payments are not published, so the real cost can be higher.
When PingPong is still the right choice
- You want to keep the money in another currency and not change it. An account that holds foreign money may suit you better.
Switching
Move from PingPong in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
PingPong alternative in the United States: questions
Is Playto cheaper than PingPong in the United States?
What are the alternatives to PingPong for a business in the United States?
How does a business in the United States get paid from abroad?
How much does PingPong charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from PingPong to Playto?
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Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.