Razorpay alternative · Nepal · 2026

Razorpay alternative in Nepal: fees on $10,000, side by side

Razorpay's own country list does not include Nepal (razorpay.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. For a business in Nepal, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Paddle, 2Checkout and Nepal Payment Solution, checked for a business in Nepal.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Nepal. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Razorpay price for a business in Nepal on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.0%+
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Dodo Payments3≤ $959.60≤ $4,799.60≤ $9,599.60
Paddle4,5≤ $934.50≤ $4,734.50≤ $9,484.50
2Checkout7,8,9≤ $929.65≤ $4,709.65≤ $9,434.65
Nepal Payment Solution11,12≤ $965.00≤ $4,825.00≤ $9,650.00
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Razorpay2Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
Dodo Payments3≤ $985.00≤ $4,985.00≤ $9,985.00
Paddle5,6≤ $950.00≤ $4,810.00≤ $9,635.00
2Checkout8,9,10≤ $929.65≤ $4,709.65≤ $9,434.65
Nepal Payment SolutionNot listedNot listedNot listed
  1. 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  2. 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
  3. 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  4. 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  5. 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  6. 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
  7. 7.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
  8. 8.2Checkout: Cross-border fee (Nepal is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
  9. 9.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
  10. 10.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
  11. 11.Nepal Payment Solution: Fee on an international card payment through the payment gateway or One Link. nepalpayment.com/en/rates, checked 18 Oct 2026.
  12. 12.Nepal Payment Solution: Converting the card payment into NPR (not published). nepalpayment.com/en/apg, checked 18 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee1$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Nepal

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Nepalese rupee (NPR).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

connectIPS, run by Nepal Clearing House Limited (NCHL), lets bank customers make instant payments by mobile app or website. Nepal Rastra Bank owns and runs the RTGS system for large, urgent payments.

Source: www.nrb.org.np, checked 17 Oct 2026.

Exchange rate

Nepal Rastra Bank keeps the Nepalese rupee pegged to the Indian rupee. Its 2025/26 monetary policy kept this peg unchanged.

Source: www.nrb.org.np, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 153.33 NPR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Nepal.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay and Playto, in plain numbers

What adds to the cost with Razorpay

  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay alternative in Nepal: questions

Is Playto cheaper than Razorpay in Nepal?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in India, not for Nepal. On that price, Razorpay takes at least $300.00 on $10,000 by card. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to Razorpay for a business in Nepal?
On a $10,000 card payment from a client in the United States to a business in Nepal: Dodo Payments takes at least $400.40; Paddle takes at least $515.50; 2Checkout takes at least $565.35; Nepal Payment Solution takes at least $350.00; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Nepal get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Razorpay work in Nepal?
Razorpay's own country list does not include Nepal (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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