Razorpay alternative · Uganda · 2026

Razorpay alternative in Uganda: fees on $10,000, side by side

Razorpay's own country list does not include Uganda (razorpay.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. For a business in Uganda, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments and Paddle, checked for a business in Uganda.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Uganda. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Razorpay price for a business in Uganda on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.0%+
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Dodo Payments3≤ $959.60≤ $4,799.60≤ $9,599.60
Paddle4,5≤ $934.50≤ $4,734.50≤ $9,484.50
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Razorpay2Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
Dodo Payments3≤ $985.00≤ $4,985.00≤ $9,985.00
Paddle5,6≤ $950.00≤ $4,810.00≤ $9,635.00
  1. 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  2. 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
  3. 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  4. 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  5. 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  6. 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee1$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Uganda

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Uganda shilling (UGX).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

In Uganda, everyday bank transfers (EFTs) and cheques are cleared by the Automated Clearing House (ACH), in UGX, USD, EUR, GBP and KES. Large and urgent payments between banks go through the Bank of Uganda's system, RTGS.

Source: bou.or.ug, checked 17 Oct 2026.

Exchange rate

The Uganda shilling's exchange rate is set in the interbank foreign exchange market. The official rate is the weighted average interbank mid-rate.

Source: bou.or.ug, checked 17 Oct 2026.

Reporting

Under Uganda's Foreign Exchange Act, 2004, the Bank of Uganda can ask any resident for details of their foreign exchange deals, or for returns in a format it sets.

Source: bou.or.ug, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 3,915 UGX (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Uganda.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay and Playto, in plain numbers

What adds to the cost with Razorpay

  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay alternative in Uganda: questions

Is Playto cheaper than Razorpay in Uganda?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in India, not for Uganda. On that price, Razorpay takes at least $300.00 on $10,000 by card. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to Razorpay for a business in Uganda?
On a $10,000 card payment from a client in the United States to a business in Uganda: Dodo Payments takes at least $400.40; Paddle takes at least $515.50; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Uganda get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Razorpay work in Uganda?
Razorpay's own country list does not include Uganda (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

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No monthly fees. No setup fees. Lowest price guarantee.

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