Fee comparison · Bahamas · 2026

Razorpay vs Stripe in the Bahamas: fees on $10,000, side by side

Razorpay's own country list does not include the Bahamas (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include the Bahamas (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United Kingdom paying a business in the United States, comes to $390.30 on a $10,000 card payment. On its standard published price (business in Canada), Stripe takes $570.21. For a business in the Bahamas, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country$390.30
  • StripeStandard published price, another country$570.21
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in the Bahamas. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States. We don't have a separate Razorpay price for a business in the Bahamas on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Canada.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.9%
Standard published price, business in the United States.
Stripe all in
5.7%
Standard published price, business in Canada.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United Kingdom, business in the United States$960.70$4,804.70$9,609.70
Stripe2Standard published price: client in the United States, business in Canada$942.79$4,714.79$9,429.79

Client pays by bank transfer

Razorpay's standard published price (business in the United States) lists no bank transfer option.1 Stripe's standard published price (business in Canada) lists no bank transfer option.2 With Playto, bank transfers are never more than $5.

  1. 1.Razorpay: Card payment fee (2.70% + 30 cents); Razorpay: Fee for a card issued outside the US (+1.2%). razorpay.com/us/pricing/, checked 17 Oct 2026.
  2. 2.Stripe: Card fee (2.9%); Stripe: Fixed fee (CAD 0.30, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to CAD). stripe.com/ca/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in the United States, paid out in USD)

  • Card payment fee (2.70% + 30 cents)1$270.30
  • Fee for a card issued outside the US (+1.2%)1$120.00
  • Total$390.30
  • You receive$9,609.70

Stripe: standard published price (business in Canada, paid out in CAD)

  • Card fee (2.9%)2$290.00
  • Fixed fee (CAD 0.30, converted at the ECB rate of 16 Oct 2026)2$0.21
  • Fee for a card issued outside the country2$80.00
  • Currency conversion surcharge (USD to CAD)2$200.00
  • Total$570.21
  • You receive$9,429.79

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in the Bahamas

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Bahamian dollar (BSD).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Large payments between banks settle in BISS, the Central Bank of The Bahamas' settlement system. The Bahamas Automated Clearing House uses BISS to settle batches of everyday customer payments.

Source: www.centralbankbahamas.com, checked 17 Oct 2026.

Money rules

Under exchange control rules, residents who receive foreign currency revenue must usually deposit it with their bank to be changed into Bahamian dollars. They can keep it in foreign currency only if they have been allowed to hold a foreign currency account.

Source: www.centralbankbahamas.com, checked 17 Oct 2026.

Foreign currency accounts

A resident's foreign currency account outside The Bahamas needs the Central Bank's approval first. Inside The Bahamas, commercial banks can approve business trade accounts with balances up to the equivalent of B$100,000.

Source: www.centralbankbahamas.com, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 1 BSD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in the Bahamas.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,609.70$390.30
  • Stripe (standard price)You receive $9,429.79$570.21
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $390.30 (3.9%) of a $10,000 card payment (standard published price, business in the United States). Playto takes $250.30.
  • By card, Stripe adds 2% when it changes the money to CAD (standard published price, business in Canada): $200.00 on $10,000.
  • All in, Stripe takes $570.21 (5.7%) of a $10,000 card payment (standard published price, business in Canada).

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in the Bahamas: questions

Is Playto cheaper than Razorpay and Stripe in the Bahamas?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in the United States and Stripe's for a business in Canada, not for the Bahamas. On those prices, on $10,000 by card, Razorpay takes $390.30 and Stripe takes $570.21. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Razorpay or Stripe in the Bahamas?
We can't say which costs less here: Razorpay's number is its standard published price for a business in the United States and Stripe's number is its standard published price for a business in Canada. Playto takes $250.30 on $10,000 by card.
How does a business in the Bahamas get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in the Bahamas?
Stripe's own country list does not include the Bahamas (stripe.com, checked 22 Oct 2026).
Does Razorpay work in the Bahamas?
Razorpay's own country list does not include the Bahamas (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United Kingdom?
By card, Razorpay takes $390.30 on $10,000, so $9,609.70 reaches a business in the United States. Its fees are the $270.30 card payment fee (2.70% + 30 cents) and the $120.00 fee for a card issued outside the US (+1.2%). This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $570.21 on $10,000, so $9,429.79 reaches a business in Canada. The biggest fees are the $290.00 card fee (2.9%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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