Fee comparison · Bosnia and Herzegovina · 2026

Razorpay vs Stripe in Bosnia and Herzegovina: fees on $10,000, side by side

Razorpay's own country list does not include Bosnia and Herzegovina (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include Bosnia and Herzegovina (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in Spain), Stripe takes $515.28. For a business in Bosnia and Herzegovina, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country≥ $300.00
  • StripeStandard published price, another country$515.28
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Bosnia and Herzegovina. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Razorpay price for a business in Bosnia and Herzegovina on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Spain.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.0%+
Standard published price, business in India.
Stripe all in
5.2%
Standard published price, business in Spain.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Stripe3Standard published price: client in the United States, business in Spain$948.22$4,742.22$9,484.72
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Razorpay2Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
Stripe3Standard published price: client in the United States, business in SpainNot listedNot listedNot listed
  1. 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  2. 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
  3. 3.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/en-es/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee1$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Stripe: standard published price (business in Spain, paid out in EUR)

  • International card fee (3.15%)3$315.00
  • Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026)3$0.28
  • Currency conversion surcharge (USD to EUR)3$200.00
  • Total$515.28
  • You receive$9,484.72

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Bosnia and Herzegovina

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Convertible mark (BAM).

Source: www.six-group.com, checked 17 Oct 2026.

Currency board

The Central Bank of Bosnia and Herzegovina issues the convertible mark under a currency board arrangement.

Source: www.cbbh.ba, checked 17 Oct 2026.

Local bank payments

The Central Bank of Bosnia and Herzegovina owns and runs the two main systems for payments between banks: a gross settlement system and a giro clearing system.

Source: www.cbbh.ba, checked 17 Oct 2026.

Instant payments

In July 2026 the central bank launched a domestic instant payment system. It is open to all commercial banks, and customers can use it once their bank joins.

Source: www.cbbh.ba, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 1.722 BAM (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Bosnia and Herzegovina.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • Stripe (standard price)You receive $9,484.72$515.28
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
  • By card, Stripe adds 2% when it changes the money to EUR (standard published price, business in Spain): $200.00 on $10,000.
  • All in, Stripe takes $515.28 (5.2%) of a $10,000 card payment (standard published price, business in Spain).

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in Bosnia and Herzegovina: questions

Is Playto cheaper than Razorpay and Stripe in Bosnia and Herzegovina?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in India and Stripe's for a business in Spain, not for Bosnia and Herzegovina. On those prices, on $10,000 by card, Razorpay takes at least $300.00 and Stripe takes $515.28. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Razorpay or Stripe in Bosnia and Herzegovina?
We can't say which costs less here: Razorpay's number is its standard published price for a business in India and Stripe's number is its standard published price for a business in Spain. Playto takes $250.30 on $10,000 by card.
How does a business in Bosnia and Herzegovina get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Bosnia and Herzegovina?
Stripe's own country list does not include Bosnia and Herzegovina (stripe.com, checked 22 Oct 2026).
Does Razorpay work in Bosnia and Herzegovina?
Razorpay's own country list does not include Bosnia and Herzegovina (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $515.28 on $10,000, so $9,484.72 reaches a business in Spain. The biggest fees are the $315.00 international card fee (3.15%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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