Fee comparison · Costa Rica · 2026

Razorpay vs Stripe in Costa Rica: fees on $10,000, side by side

Razorpay's own country list does not include Costa Rica (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include Costa Rica (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United Kingdom paying a business in the United States, comes to $390.30 on a $10,000 card payment. On its standard published price (business in Mexico), Stripe takes $610.16. For a business in Costa Rica, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country$390.30
  • StripeStandard published price, another country$610.16
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Costa Rica. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States. We don't have a separate Razorpay price for a business in Costa Rica on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Mexico.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.9%
Standard published price, business in the United States.
Stripe all in
6.1%
Standard published price, business in Mexico.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United Kingdom, business in the United States$960.70$4,804.70$9,609.70
Stripe2Standard published price: client in the United States, business in Mexico$938.84$4,694.84$9,389.84

Client pays by bank transfer

Razorpay's standard published price (business in the United States) lists no bank transfer option.1 Stripe's standard published price (business in Mexico) lists no bank transfer option.2 With Playto, bank transfers are never more than $5.

  1. 1.Razorpay: Card payment fee (2.70% + 30 cents); Razorpay: Fee for a card issued outside the US (+1.2%). razorpay.com/us/pricing/, checked 17 Oct 2026.
  2. 2.Stripe: Card fee (3.6%); Stripe: Fixed fee (MXN 3.00, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to MXN). stripe.com/en-mx/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in the United States, paid out in USD)

  • Card payment fee (2.70% + 30 cents)1$270.30
  • Fee for a card issued outside the US (+1.2%)1$120.00
  • Total$390.30
  • You receive$9,609.70

Stripe: standard published price (business in Mexico, paid out in MXN)

  • Card fee (3.6%)2$360.00
  • Fixed fee (MXN 3.00, converted at the ECB rate of 16 Oct 2026)2$0.16
  • Fee for a card issued outside the country2$50.00
  • Currency conversion surcharge (USD to MXN)2$200.00
  • Total$610.16
  • You receive$9,389.84

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Costa Rica

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Costa Rican colón (CRC).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Bank transfers in Costa Rica go through SINPE, the platform built and run by the Banco Central de Costa Rica. It moves money between IBAN accounts.

Source: www.bccr.fi.cr, checked 17 Oct 2026.

Small payments by phone

SINPE Móvil lets bank customers send small electronic payments to accounts linked to mobile phone numbers, from online banking, apps, SMS banking or ATMs.

Source: www.bccr.fi.cr, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 453.56 CRC (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Costa Rica.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,609.70$390.30
  • Stripe (standard price)You receive $9,389.84$610.16
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $390.30 (3.9%) of a $10,000 card payment (standard published price, business in the United States). Playto takes $250.30.
  • By card, Stripe adds 2% when it changes the money to MXN (standard published price, business in Mexico): $200.00 on $10,000.
  • All in, Stripe takes $610.16 (6.1%) of a $10,000 card payment (standard published price, business in Mexico).

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in Costa Rica: questions

Is Playto cheaper than Razorpay and Stripe in Costa Rica?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in the United States and Stripe's for a business in Mexico, not for Costa Rica. On those prices, on $10,000 by card, Razorpay takes $390.30 and Stripe takes $610.16. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Razorpay or Stripe in Costa Rica?
We can't say which costs less here: Razorpay's number is its standard published price for a business in the United States and Stripe's number is its standard published price for a business in Mexico. Playto takes $250.30 on $10,000 by card.
How does a business in Costa Rica get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Costa Rica?
Stripe's own country list does not include Costa Rica (stripe.com, checked 22 Oct 2026).
Does Razorpay work in Costa Rica?
Razorpay's own country list does not include Costa Rica (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United Kingdom?
By card, Razorpay takes $390.30 on $10,000, so $9,609.70 reaches a business in the United States. Its fees are the $270.30 card payment fee (2.70% + 30 cents) and the $120.00 fee for a card issued outside the US (+1.2%). This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $610.16 on $10,000, so $9,389.84 reaches a business in Mexico. The biggest fees are the $360.00 card fee (3.6%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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