Fee comparison · Madagascar · 2026

Razorpay vs Stripe in Madagascar: fees on $10,000, side by side

Razorpay's own country list does not include Madagascar (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include Madagascar (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in India), Stripe takes $630.00. For a business in Madagascar, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country≥ $300.00
  • StripeStandard published price, another country$630.00
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Madagascar. All fees included. Taxes not included. Razorpay's and Stripe's numbers here are their standard published prices, for a client in the United States paying a business in India. We don't have separate Razorpay or Stripe prices for a business in Madagascar on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.0%+
Standard published price, business in India.
Stripe all in
6.3%
Standard published price, business in India.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Stripe3Standard published price: client in the United States, business in India$937.00$4,685.00$9,370.00
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Razorpay2Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
Stripe3Standard published price: client in the United States, business in IndiaNot listedNot listedNot listed
  1. 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  2. 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
  3. 3.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee1$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Stripe: standard published price (business in India, paid out in INR)

  • Fee for an international card charged in USD3$430.00
  • Currency conversion surcharge (USD to INR)3$200.00
  • Total$630.00
  • You receive$9,370.00

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Madagascar

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Malagasy ariary (MGA).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Since October 2009, the central bank's automated system clears cheques, transfers and direct debits from anywhere in Madagascar electronically, in one center in Antananarivo. Its RTGS part settles large or urgent transfers between banks.

Source: www.banky-foibe.mg, checked 17 Oct 2026.

Exchange rate

Since 1994, the ariary has floated freely, with its rate set by the market. Approved banks trade foreign currency with each other on the interbank currency market (MID), linked by an electronic system.

Source: www.banky-foibe.mg, checked 17 Oct 2026.

Money rules

Madagascar's foreign exchange rules are set out in the Code des Changes, Law 2006-008 of 2 August 2006. It came after Madagascar accepted the duties of Article VIII of the IMF's Articles of Agreement.

Source: www.banky-foibe.mg, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 4,370 MGA (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Madagascar.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • Stripe (standard price)You receive $9,370.00$630.00
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
  • By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
  • All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in Madagascar: questions

Is Playto cheaper than Razorpay and Stripe in Madagascar?
We can't say Playto is cheaper here. We checked Razorpay's and Stripe's standard published prices for a business in India, not for Madagascar. On those prices, on $10,000 by card, Razorpay takes at least $300.00 and Stripe takes $630.00. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Razorpay or Stripe in Madagascar?
We can't say which costs less here: both numbers are standard published prices for a business in India, not for Madagascar. Playto takes $250.30 on $10,000 by card.
How does a business in Madagascar get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Madagascar?
Stripe's own country list does not include Madagascar (stripe.com, checked 22 Oct 2026).
Does Razorpay work in Madagascar?
Razorpay's own country list does not include Madagascar (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $630.00 on $10,000, so $9,370.00 reaches a business in India. Its fees are the $430.00 fee for an international card charged in USD and the $200.00 currency conversion surcharge. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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