Fee comparison · Mexico · 2026

Razorpay vs Stripe in Mexico: fees on $10,000, side by side

Razorpay's own country list does not include Mexico (razorpay.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United Kingdom paying a business in the United States, comes to $390.30 on a $10,000 card payment. Stripe takes $610.16. For a business in Mexico, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

Fees on $10,000 by card

  • RazorpayStandard published price, another country$390.30
  • StripeYou receive $9,389.84$610.16
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Mexico. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States. We don't have a separate Razorpay price for a business in Mexico on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.9%
Standard published price, business in the United States.
Stripe all in
6.1%
Of a $10,000 card payment.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United Kingdom, business in the United States$960.70$4,804.70$9,609.70
Stripe2$938.84$4,694.84$9,389.84

Client pays by bank transfer

Stripe lists no bank transfer option for this case.2 Razorpay's standard published price (business in the United States) lists no bank transfer option.1 With Playto, bank transfers are never more than $5.

  1. 1.Razorpay: Card payment fee (2.70% + 30 cents); Razorpay: Fee for a card issued outside the US (+1.2%). razorpay.com/us/pricing/, checked 17 Oct 2026.
  2. 2.Stripe: Card fee (3.6%); Stripe: Fixed fee (MXN 3.00, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to MXN). stripe.com/en-mx/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in the United States, paid out in USD)

  • Card payment fee (2.70% + 30 cents)1$270.30
  • Fee for a card issued outside the US (+1.2%)1$120.00
  • Total$390.30
  • You receive$9,609.70

Stripe

  • Card fee (3.6%)2$360.00
  • Fixed fee (MXN 3.00, converted at the ECB rate of 16 Oct 2026)2$0.16
  • Fee for a card issued outside the country2$50.00
  • Currency conversion surcharge (USD to MXN)2$200.00
  • Total$610.16
  • You receive$9,389.84

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Mexico

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Mexican peso (MXN).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

SPEI, built and run by Banco de México, moves money between bank accounts in Mexico.

Source: www.banxico.org.mx, checked 17 Oct 2026.

Exchange rate

Since 1995, the peso has floated freely. The market sets the exchange rate through supply and demand, not Banco de México.

Source: www.banxico.org.mx, checked 17 Oct 2026.

Foreign currency accounts

Banks in Mexico may open foreign currency accounts payable in Mexico only for companies based in Mexico, people who live within 20 km of the northern border or in Baja California and Baja California Sur, and foreign government offices and international bodies.

Source: www.banxico.org.mx, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 18.134 MXN (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Mexico.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,609.70$390.30
  • StripeYou receive $9,389.84$610.16
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $390.30 (3.9%) of a $10,000 card payment (standard published price, business in the United States). Playto takes $250.30.
  • Stripe lists no bank transfer option for a client in the United States paying a business in Mexico.
  • By card, Stripe adds 2% when it changes the money to MXN: $200.00 on $10,000.
  • All in, Stripe takes $610.16 (6.1%) of a $10,000 card payment.

When Stripe is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from Stripe in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in Mexico: questions

Is Playto cheaper than Razorpay and Stripe in Mexico?
Playto costs less than Stripe at every amount from $1,000 to $50,000 we checked, by card, for a client in the United States paying a business in Mexico. We can't compare Razorpay: its number is its standard published price for a business in the United States. Taxes are not included.
Which costs less, Razorpay or Stripe in Mexico?
We can't say which costs less here: Razorpay's number is its standard published price for a business in the United States. Playto takes $250.30 on $10,000 by card.
How does a business in Mexico get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Mexico?
Stripe's own country list includes Mexico (stripe.com, checked 22 Oct 2026).
Does Razorpay work in Mexico?
Razorpay's own country list does not include Mexico (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United Kingdom?
By card, Razorpay takes $390.30 on $10,000, so $9,609.70 reaches a business in the United States. Its fees are the $270.30 card payment fee (2.70% + 30 cents) and the $120.00 fee for a card issued outside the US (+1.2%). This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $610.16 on $10,000, so $9,389.84 reaches a business in Mexico. The biggest fees are the $360.00 card fee (3.6%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I move from Stripe to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Keep comparing

Related pages

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

This preview does not load advertising pixels or optional analytics. Hosting services may use essential technologies to deliver and protect the site.

Essential technologiesAlways active
Analytics & advertisingNot enabled
Chat (Intercom)Only when you open it

Our chat tool, Intercom, loads only when you click the chat button. From then on it sets cookies that keep your conversation with you as you move between pages.

Read the cookie policy