PlaytoFee comparison · Namibia · 2026
Razorpay vs Stripe in Namibia: fees on $10,000, side by side
Razorpay's own country list does not include Namibia (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include Namibia (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in India), Stripe takes $630.00. For a business in Namibia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- RazorpayStandard published price, another country≥ $300.00
- StripeStandard published price, another country$630.00
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Namibia. All fees included. Taxes not included. Razorpay's and Stripe's numbers here are their standard published prices, for a client in the United States paying a business in India. We don't have separate Razorpay or Stripe prices for a business in Namibia on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Razorpay all in
- 3.0%+
- Standard published price, business in India.
- Stripe all in
- 6.3%
- Standard published price, business in India.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Razorpay1Standard published price: client in the United States, business in India | ≤ $970.00 | ≤ $4,850.00 | ≤ $9,700.00 |
| Stripe3Standard published price: client in the United States, business in India | $937.00 | $4,685.00 | $9,370.00 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Razorpay2Standard published price: client in the United States, business in India | $989.47 | $4,950.00 | $9,900.00 |
| Stripe3Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
- 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
- 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
- 3.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Razorpay: standard published price (business in India, paid out in INR)
- International card platform fee1$300.00
- Total (at least)$300.00
- You receive (at most)$9,700.00
Some fees on this route aren't published, so this is the least it can cost.
Stripe: standard published price (business in India, paid out in INR)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Namibia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Currency
Namibia dollar (NAD). The ISO list also shows the South African rand (ZAR) as a currency of Namibia.
Source: www.six-group.com, checked 17 Oct 2026.
Local bank payments
The Bank of Namibia owns and runs NISS, a system that settles both large single payments and bulk everyday payments between banks. NISS is linked to NamPay, the bank transfer (EFT) system run by Namclear.
Source: www.bon.com.na, checked 17 Oct 2026.
Money rules
The Ministry of Finance has handed most exchange control work to the Bank of Namibia, and only Authorised Dealers (banks and bureaux de change) may deal in foreign currency. Payments with countries outside the Common Monetary Area must be in foreign currency, or in Namibia dollars from a local non-resident account.
Source: www.bon.com.na, checked 17 Oct 2026.
Export money
The Bank of Namibia says income earned abroad may be kept offshore, but this does not apply to money from exports.
Source: www.bon.com.na, checked 17 Oct 2026.
Paperwork
When your bank asks, you must give papers such as an invoice to support a foreign currency sale or purchase.
Source: www.bon.com.na, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 16.393 NAD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Namibia.
Fees charged
- Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
- Stripe (standard price)You receive $9,370.00$630.00
- PlaytoYou receive $9,749.70$250.30
Side by side
Razorpay, Stripe and Playto, in plain numbers
What adds to the cost with Razorpay and Stripe
- All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
- Some Razorpay fees for card payments are not published, so the real cost can be higher.
- All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
- By card, Stripe adds 2% when it changes the money to INR (standard published price, business in India): $200.00 on $10,000.
- All in, Stripe takes $630.00 (6.3%) of a $10,000 card payment (standard published price, business in India).
Getting started
Get paid with Playto in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Razorpay vs Stripe in Namibia: questions
Is Playto cheaper than Razorpay and Stripe in Namibia?
Which costs less, Razorpay or Stripe in Namibia?
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Does Stripe work in Namibia?
Does Razorpay work in Namibia?
How much does Razorpay charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
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