PlaytoFee comparison · Switzerland · 2026
Razorpay vs Stripe in Switzerland: fees on $10,000, side by side
Razorpay's own country list does not include Switzerland (razorpay.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. Stripe takes $525.36. For a business in Switzerland, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- RazorpayStandard published price, another country≥ $300.00
- StripeYou receive $9,474.64$525.36
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Switzerland. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Razorpay price for a business in Switzerland on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Razorpay all in
- 3.0%+
- Standard published price, business in India.
- Stripe all in
- 5.3%
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Razorpay2Standard published price: client in the United States, business in India | $989.47 | $4,950.00 | $9,900.00 |
| Stripe | Not listed | Not listed | Not listed |
- 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
- 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
- 3.Stripe: International card fee (3.25%); Stripe: Fixed fee (CHF 0.30, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to CHF). stripe.com/ch/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Razorpay: standard published price (business in India, paid out in INR)
- International card platform fee1$300.00
- Total (at least)$300.00
- You receive (at most)$9,700.00
Some fees on this route aren't published, so this is the least it can cost.
Stripe
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Switzerland
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Swiss Interbank Clearing (SIC) is Switzerland's central payment system. SIX Interbank Clearing runs it for the Swiss National Bank, and besides large payments it also handles everyday ones such as bank transfers, card payments and direct debits.
Source: www.snb.ch, checked 17 Oct 2026.
Instant payments
SIC also has an instant payments service for Swiss francs.
Source: www.snb.ch, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 0.835 CHF (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Switzerland.
Fees charged
- Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
- StripeYou receive $9,474.64$525.36
- PlaytoYou receive $9,749.70$250.30
Side by side
Razorpay, Stripe and Playto, in plain numbers
What adds to the cost with Razorpay and Stripe
- All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
- Some Razorpay fees for card payments are not published, so the real cost can be higher.
- All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
- Stripe lists no bank transfer option for a client in the United States paying a business in Switzerland.
- By card, Stripe adds 2% when it changes the money to CHF: $200.00 on $10,000.
- All in, Stripe takes $525.36 (5.3%) of a $10,000 card payment.
When Stripe is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Stripe in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Razorpay vs Stripe in Switzerland: questions
Is Playto cheaper than Razorpay and Stripe in Switzerland?
Which costs less, Razorpay or Stripe in Switzerland?
How does a business in Switzerland get paid from abroad?
Does Stripe work in Switzerland?
Does Razorpay work in Switzerland?
How much does Razorpay charge on a $10,000 payment from the United States?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Stripe to Playto?
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