Fee comparison · Taiwan · 2026

Razorpay vs Stripe in Taiwan: fees on $10,000, side by side

Razorpay's own country list does not include Taiwan (razorpay.com, checked 22 Oct 2026). Stripe's own country list does not include Taiwan (stripe.com, checked 22 Oct 2026). Razorpay's standard published price, for a client in the United States paying a business in India, comes to at least $300.00 on a $10,000 card payment. Some of its fees are not published. On its standard published price (business in Hong Kong), Stripe takes $590.30. For a business in Taiwan, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.

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Fees on $10,000 by card

  • RazorpayStandard published price, another country≥ $300.00
  • StripeStandard published price, another country$590.30
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Taiwan. All fees included. Taxes not included. Razorpay's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Razorpay price for a business in Taiwan on file. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Hong Kong.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Razorpay all in
3.0%+
Standard published price, business in India.
Stripe all in
5.9%
Standard published price, business in Hong Kong.
Playto all in
2.5%
Of a $10,000 card payment.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Razorpay1Standard published price: client in the United States, business in India≤ $970.00≤ $4,850.00≤ $9,700.00
Stripe3Standard published price: client in the United States, business in Hong Kong$940.70$4,704.70$9,409.70
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Razorpay2Standard published price: client in the United States, business in India$989.47$4,950.00$9,900.00
Stripe3Standard published price: client in the United States, business in Hong KongNot listedNot listedNot listed
  1. 1.Razorpay: International card platform fee. razorpay.com/accept-international-payments/, checked 17 Oct 2026.
  2. 2.Razorpay: MoneySaver bank transfer fee (INR 1,000 flat below INR 1 lakh, then 1%; INR amounts converted at the ECB rate of 16 Oct 2026). razorpay.com/accept-international-payments/bank-transfers/, checked 17 Oct 2026.
  3. 3.Stripe: Card fee (3.4%); Stripe: Fixed fee (HKD 2.35, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to HKD). stripe.com/hk/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Razorpay: standard published price (business in India, paid out in INR)

  • International card platform fee1$300.00
  • Total (at least)$300.00
  • You receive (at most)$9,700.00

Some fees on this route aren't published, so this is the least it can cost.

Stripe: standard published price (business in Hong Kong, paid out in HKD)

  • Card fee (3.4%)3$340.00
  • Fixed fee (HKD 2.35, converted at the ECB rate of 16 Oct 2026)3$0.30
  • Fee for a card issued outside the country3$50.00
  • Currency conversion surcharge (USD to HKD)3$200.00
  • Total$590.30
  • You receive$9,409.70

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Taiwan

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

New Taiwan dollar (TWD).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

In Taiwan, the Financial Information Service Co. (FISC) runs the Financial Information System. Through it, bank customers can move money between banks, pay bills and make other payments.

Source: www.cbc.gov.tw, checked 17 Oct 2026.

Money rules

Taiwan's central bank says money sent into or out of Taiwan for services is completely free, even when it is changed to or from New Taiwan dollars. It says there are effectively no foreign exchange limits in Taiwan now.

Source: www.cbc.gov.tw, checked 17 Oct 2026.

Declaring large amounts

Anyone in Taiwan who receives, pays out or trades foreign exchange worth NT$500,000 or more must make a declaration under the central bank's rules.

Source: www.law.cbc.gov.tw, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 31.864 TWD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Taiwan.

$10,000
$1,000$50,000

Fees charged

  • Razorpay (standard price)You receive $9,700.00 at most≥ $300.00
  • Stripe (standard price)You receive $9,409.70$590.30
  • PlaytoYou receive $9,749.70$250.30

Side by side

Razorpay, Stripe and Playto, in plain numbers

What adds to the cost with Razorpay and Stripe

  • All in, Razorpay takes $300.00 or more (3.0%) of a $10,000 card payment (standard published price, business in India). Playto takes $250.30.
  • Some Razorpay fees for card payments are not published, so the real cost can be higher.
  • All in, Razorpay takes $100.00 (1.0%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
  • By card, Stripe adds 2% when it changes the money to HKD (standard published price, business in Hong Kong): $200.00 on $10,000.
  • All in, Stripe takes $590.30 (5.9%) of a $10,000 card payment (standard published price, business in Hong Kong).

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Razorpay vs Stripe in Taiwan: questions

Is Playto cheaper than Razorpay and Stripe in Taiwan?
We can't say Playto is cheaper here. We checked Razorpay's standard published price for a business in India and Stripe's for a business in Hong Kong, not for Taiwan. On those prices, on $10,000 by card, Razorpay takes at least $300.00 and Stripe takes $590.30. On $10,000 by card, Playto takes $250.30. Taxes are not included.
Which costs less, Razorpay or Stripe in Taiwan?
We can't say which costs less here: Razorpay's number is its standard published price for a business in India and Stripe's number is its standard published price for a business in Hong Kong. Playto takes $250.30 on $10,000 by card.
How does a business in Taiwan get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Taiwan?
Stripe's own country list does not include Taiwan (stripe.com, checked 22 Oct 2026).
Does Razorpay work in Taiwan?
Razorpay's own country list does not include Taiwan (razorpay.com, checked 22 Oct 2026).
How much does Razorpay charge on a $10,000 payment from the United States?
By card, Razorpay takes at least $300.00 on $10,000, so at most $9,700.00 reaches a business in India. Its published fees include the $300.00 international card platform fee. Some of its fees are not published. This is its standard published price. These numbers come from Razorpay's own pricing pages, checked 17 Oct 2026.
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $590.30 on $10,000, so $9,409.70 reaches a business in Hong Kong. The biggest fees are the $340.00 card fee (3.4%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How does Playto make money?
Playto makes no profit on payment processing. 2.5% + $0.30 is what the card networks and banks charge us. Playto adds no markup. We earn from optional extra services you can choose. We keep lowering prices as we grow and get better costs.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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