Skrill alternative · Togo · 2026

Skrill alternative in Togo: fees on $10,000, side by side

Skrill's standard published price, for a client in the United States paying a business in the United Kingdom, comes to at least $866.02 on a $10,000 Skrill transfer. The client pays $299.00 of that on top, so at most $9,432.98 reaches a business in the United Kingdom. Some of its fees are not published. For a business in Togo, Playto takes $250.30 by card and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Paddle and 2Checkout, checked for a business in Togo.

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Fees on $10,000, Playto by card

  • SkrillStandard published price, another country. Your client pays $299.00 on top≥ $866.02
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Togo. All fees included. Taxes not included. Skrill's numbers here are its standard published price, for a client in the United States paying a business in the United Kingdom. We don't have a separate Skrill price for a business in Togo on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Skrill takes from you
5.7%+
Standard published price, business in the United Kingdom. Your client pays $299.00 more on top.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Skrill1,2,3Standard published price: client in the United States, business in the United Kingdom. A Skrill transfer, the same price in both tables≤ $943.30≤ $4,716.49≤ $9,432.98
Dodo Payments4≤ $959.60≤ $4,799.60≤ $9,599.60
Paddle5,6≤ $934.50≤ $4,734.50≤ $9,484.50
2Checkout8,9,10≤ $929.65≤ $4,709.65≤ $9,434.65
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Skrill1,2,3Standard published price: client in the United States, business in the United Kingdom. A Skrill transfer, the same price in both tables≤ $943.30≤ $4,716.49≤ $9,432.98
Dodo Payments4≤ $985.00≤ $4,985.00≤ $9,985.00
Paddle6,7≤ $950.00≤ $4,810.00≤ $9,635.00
2Checkout9,10,11≤ $929.65≤ $4,709.65≤ $9,434.65
  1. 1.Skrill: Skrill international transaction fee, paid by the sender in the US when sending to a Skrill account outside the US. www.skrill.com/en/siteinformation/fees/usa/, checked 18 Oct 2026.
  2. 2.Skrill: Foreign exchange fee to convert the USD received into a GBP Skrill account (on top of Skrill's own reference rate, whose margin is not published); Skrill: Withdrawal to a UK bank account by bank transfer (at least EUR 3.50, converted at the ECB rate of 16 Oct 2026). www.skrill.com/en/siteinformation/fees/gbr/, checked 18 Oct 2026.
  3. 3.Skrill: Extra fees for using the account for commercial purposes under Skrill's merchant terms (not published on the fee page). www.skrill.com/en/footer/terms-conditions/skrillaccounttermsofuse/, checked 18 Oct 2026.
  4. 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  5. 5.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  6. 6.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  7. 7.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
  8. 8.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
  9. 9.2Checkout: Cross-border fee (Togo is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
  10. 10.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
  11. 11.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.

Where the money goes

$10,000 by Skrill transfer and by card with Playto, line by line

Skrill: standard published price (business in the United Kingdom, paid out in GBP)

  • Skrill international transaction fee, paid by the sender in the US when sending to a Skrill account outside the US1$299.00
  • Foreign exchange fee to convert the USD received into a GBP Skrill account (on top of Skrill's own reference rate, whose margin is not published)2$399.00
  • Extra fees for using the account for commercial purposes under Skrill's merchant terms (not on the fee page)3Not published
  • Withdrawal to a UK bank account by bank transfer (1.75% of what is left after earlier fees, at least EUR 3.50, converted at the ECB rate of 16 Oct 2026)2$168.02
  • Total (at least)$866.02
  • You receive (at most)$9,432.98

Some fees on this route aren't published, so this is the least it can cost. Your client pays $299.00 of this total on top of the payment, so it doesn't come out of what you receive.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Togo

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

CFA franc BCEAO (XOF), shared by the West African Economic and Monetary Union (WAEMU).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Bank transfers in CFA francs are cleared through SICA-UEMOA, the clearing system of the BCEAO (the regional central bank), for amounts up to 50 million CFA francs. Larger transfers must go through STAR-UEMOA.

Source: www.bceao.int, checked 17 Oct 2026.

Instant payments

Since 30 September 2025, the BCEAO's instant payment system PI-SPI works in all eight WAEMU countries.

Source: www.bceao.int, checked 17 Oct 2026.

Money rules

Under WAEMU Regulation 06/2024, businesses must collect and bring home, through an approved bank in their country, all the money from goods and services they sell abroad. Residents must sell to an approved bank all foreign currency income received from outside WAEMU or paid by a non-resident.

Source: cofeb.bceao.int, checked 17 Oct 2026.

Foreign currency accounts

A resident needs the prior approval of the Minister of Finance, after the BCEAO agrees, to open a foreign currency account at home or an account abroad.

Source: cofeb.bceao.int, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 573.75 XOF (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Togo.

$10,000
$1,000$50,000

Fees charged

  • Skrill (standard price)You receive $9,432.98 at most. Your client pays $299.00 on top≥ $866.02
  • PlaytoYou receive $9,749.70$250.30

Side by side

Skrill and Playto, in plain numbers

What adds to the cost with Skrill

  • On a Skrill transfer, Skrill adds 3.99% when it changes the money to GBP (standard published price, business in the United Kingdom): $399.00 on $10,000.
  • All in, Skrill takes $866.02 or more on a $10,000 Skrill transfer (standard published price, business in the United Kingdom). The client pays $299.00 of that on top, so $567.02 or more (5.7%) comes out of the payment. Playto takes $250.30 by card and $5.00 by bank transfer.
  • Some Skrill fees on a Skrill transfer are not published, so the real cost can be higher.

Getting started

Get paid with Playto in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Skrill alternative in Togo: questions

Is Playto cheaper than Skrill in Togo?
We can't say Playto is cheaper here. We checked Skrill's standard published price for a business in the United Kingdom, not for Togo. On that price, Skrill takes at least $866.02 on a $10,000 Skrill transfer. The client pays $299.00 of that on top. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to Skrill for a business in Togo?
On a $10,000 card payment from a client in the United States to a business in Togo: Dodo Payments takes at least $400.40; Paddle takes at least $515.50; 2Checkout takes at least $565.35; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Togo get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Skrill charge on a $10,000 payment from the United States?
On a Skrill transfer, Skrill takes at least $866.02 on $10,000. The client pays $299.00 of that on top, so at most $9,432.98 reaches a business in the United Kingdom. Its published fees include the $399.00 foreign exchange fee to convert the USD received into a GBP Skrill account and the $299.00 Skrill international transaction fee. Some of its fees are not published. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Skrill's own pricing pages, checked 18 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I start getting paid with Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

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Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

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