PlaytoSkydo alternative · Nigeria · 2026
Skydo alternative in Nigeria: fees on $10,000, side by side
Skydo says it is built for Indian exporters (www.skydo.com, checked 17 Oct 2026), so it is not made for a business in Nigeria. Skydo's standard published price, for a client in the United States paying a business in India, comes to $29.00 on a $10,000 bank transfer payment. For a business in Nigeria, Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table also shows PayPal, Lemon Squeezy, Paddle and 2Checkout, checked for a business in Nigeria.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- SkydoStandard published price, another country$29.00
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Nigeria. All fees included. Taxes not included. Skydo's numbers here are its standard published price, for a client in the United States paying a business in India. We don't have a separate Skydo price for a business in Nigeria on file.
- With Playto you receive
- $9,995.00
- On a $10,000 bank transfer.
- Skydo all in
- $29.00
- Standard published price, business in India.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Skydo1,2Standard published price: client in the United States, business in India | Not listed | Not listed | Not listed |
| PayPal3,4 | ≤ $950.70 | ≤ $4,754.70 | ≤ $9,509.70 |
| Lemon Squeezy5,6 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle7,8 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| 2Checkout10,11,12 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Skydo1,2Standard published price: client in the United States, business in India | $981.00 | $4,971.00 | $9,971.00 |
| PayPal | Not listed | Not listed | Not listed |
| Lemon Squeezy6 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle8,9 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| 2Checkout11,12,13 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
- 1.Skydo: Skydo fee (the lower of its fee for an ACH debit payment link and its flat fee for money received in a Skydo account). www.skydo.com/faqs/fees, checked 17 Oct 2026.
- 2.Skydo: Changing the money to INR (Skydo adds no markup). www.skydo.com/, checked 17 Oct 2026.
- 3.PayPal: Payment fee for a client outside Nigeria. www.paypal.com/ng/business/paypal-business-fees, checked 17 Oct 2026.
- 4.PayPal: Conversion to NGN by PayPal's local partner (not published). www.paypal.com/ng/cshelp/article/what-is-the-third-party-partner-service--help1010, checked 17 Oct 2026.
- 5.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 6.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 7.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 8.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 9.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 10.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 11.2Checkout: Cross-border fee (Nigeria is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 12.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 13.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Skydo: standard published price (business in India, paid out in INR)
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Nigeria
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
NIBSS Instant Payments (NIP) moves money between bank accounts in Nigeria, for people and businesses. NIBSS is owned by all licensed banks, including the Central Bank of Nigeria.
Source: nibss-plc.com.ng, checked 17 Oct 2026.
Exchange rate
In 2023, the Central Bank of Nigeria joined its currency markets into one, the Nigerian Foreign Exchange Market (NFEM), where buyers and sellers agree the rate. Since 2016, the naira's value between banks has mostly been set by supply and demand.
Source: www.cbn.gov.ng, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 1,326.78 NGN (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Nigeria.
Fees charged
- Skydo (standard price)You receive $9,971.00$29.00
- PlaytoYou receive $9,995.00$5.00
Side by side
Skydo and Playto, in plain numbers
What adds to the cost with Skydo
- All in, Skydo takes $29.00 (0.3%) of a $10,000 bank transfer payment (standard published price, business in India). Playto takes $5.00.
Getting started
Get paid with Playto in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Skydo alternative in Nigeria: questions
Is Playto cheaper than Skydo in Nigeria?
What are the alternatives to Skydo for a business in Nigeria?
How does a business in Nigeria get paid from abroad?
Does Skydo work in Nigeria?
How much does Skydo charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I start getting paid with Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.