PlaytoStripe alternative · Cyprus · 2026
Stripe alternative in Cyprus: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Cyprus, Stripe takes $515.28 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows PayPal, Payoneer, Dodo Payments and Lemon Squeezy.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeYou receive $9,484.72$515.28
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Cyprus. All fees included. Taxes not included.
- Difference on $10,000
- $264.98
- By card, what reaches you with Playto compared with Stripe.
- Stripe all in
- 5.2%
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Stripe1 | $948.22 | $4,742.22 | $9,484.72 |
| PayPal2 | $917.43 | $4,588.29 | $9,176.88 |
| Payoneer3 | Fees not published | Fees not published | Fees not published |
| Dodo Payments4 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy5,6 | $940.00 | $4,702.00 | $9,404.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer3 | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Dodo Payments4 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy6 | $940.00 | $4,702.00 | $9,404.50 |
- 1.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/cy/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/cy/business/paypal-business-fees, checked 17 Oct 2026.
- 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Cyprus (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 5.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 6.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Cyprus
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Cyprus, as everywhere in the EU, instant euro transfers follow the SEPA Instant Credit Transfer scheme. The Central Bank of Cyprus runs TARGET-CY and helps banks in Cyprus join TIPS, the Eurosystem's service that settles these payments.
Source: www.centralbank.cy, checked 17 Oct 2026.
Instant payments rule
Under the EU Instant Payments Regulation (EU) 2024/886, banks and other payment providers in the EU that offer euro credit transfers must also offer the instant version.
Source: www.centralbank.cy, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Payment apps and cards
In the last six months of 2025, cards were used for 75% of payments made without cash in Cyprus. That was the highest share of card payments in the euro area.
Source: www.centralbank.cy, checked 22 Oct 2026.
Everyday payments
By value, bank transfers carried 84% of payments made without cash in Cyprus in the last six months of 2025. Cheques came next, as they are still used in some business and property deals.
Source: www.centralbank.cy, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Cyprus.
Fees charged
- StripeYou receive $9,484.72$515.28
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe and Playto, in plain numbers
What adds to the cost with Stripe
- Stripe lists no bank transfer option for a client in the United States paying a business in Cyprus.
- By card, Stripe adds 2% when it changes the money to EUR: $200.00 on $10,000.
- All in, Stripe takes $515.28 (5.2%) of a $10,000 card payment. Playto takes $250.30.
When Stripe is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Stripe in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe alternative in Cyprus: questions
Is Playto cheaper than Stripe in Cyprus?
What are the alternatives to Stripe for a business in Cyprus?
How does a business in Cyprus get paid from abroad?
Does Stripe work in Cyprus?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Stripe to Playto?
Keep comparing
Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.