PlaytoStripe alternative · Hong Kong · 2026
Stripe alternative in Hong Kong: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Hong Kong, Stripe takes $590.30 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows PayPal, Dodo Payments, Lemon Squeezy and Paddle.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeYou receive $9,409.70$590.30
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Hong Kong. All fees included. Taxes not included.
- Difference on $10,000
- $340.00
- By card, what reaches you with Playto compared with Stripe.
- Stripe all in
- 5.9%
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Dodo Payments3 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy5 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle7,8 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
- 1.Stripe: Card fee (3.4%); Stripe: Fixed fee (HKD 2.35, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to HKD). stripe.com/hk/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside Hong Kong; PayPal: Conversion to HKD above PayPal's base rate. www.paypal.com/hk/business/paypal-business-fees, checked 17 Oct 2026.
- 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 4.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 5.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 6.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 7.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 8.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Hong Kong
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
The Faster Payment System (FPS), launched by the Hong Kong Monetary Authority in 2018, lets customers of all banks and e-wallets in Hong Kong pay each other. It supports payments in Hong Kong dollars and renminbi.
Source: www.hkma.gov.hk, checked 17 Oct 2026.
Money rules
Hong Kong's Basic Law says no foreign exchange control policies shall be applied in Hong Kong. It also says the Hong Kong dollar shall be freely convertible.
Source: www.basiclaw.gov.hk, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 7.846 HKD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Hong Kong.
Fees charged
- StripeYou receive $9,409.70$590.30
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe and Playto, in plain numbers
What adds to the cost with Stripe
- Stripe lists no bank transfer option for a client in the United States paying a business in Hong Kong.
- By card, Stripe adds 2% when it changes the money to HKD: $200.00 on $10,000.
- All in, Stripe takes $590.30 (5.9%) of a $10,000 card payment. Playto takes $250.30.
When Stripe is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Stripe in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe alternative in Hong Kong: questions
Is Playto cheaper than Stripe in Hong Kong?
What are the alternatives to Stripe for a business in Hong Kong?
How does a business in Hong Kong get paid from abroad?
Does Stripe work in Hong Kong?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Stripe to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.