PlaytoStripe alternative · Latvia · 2026
Stripe alternative in Latvia: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Latvia, Stripe takes $515.28 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows PayPal, Payoneer, Dodo Payments and Lemon Squeezy.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeYou receive $9,484.72$515.28
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Latvia. All fees included. Taxes not included.
- Difference on $10,000
- $264.98
- By card, what reaches you with Playto compared with Stripe.
- Stripe all in
- 5.2%
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Stripe1 | $948.22 | $4,742.22 | $9,484.72 |
| PayPal2 | $917.43 | $4,588.29 | $9,176.88 |
| Payoneer3 | Fees not published | Fees not published | Fees not published |
| Dodo Payments4 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy5,6 | $940.00 | $4,702.00 | $9,404.50 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer3 | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Dodo Payments4 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy6 | $940.00 | $4,702.00 | $9,404.50 |
- 1.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/lv/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/lv/business/paypal-business-fees, checked 17 Oct 2026.
- 3.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Latvia (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 4.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 5.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 6.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Latvia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Latvijas Banka, the central bank, runs the Electronic Clearing System (EKS) for everyday euro payments across SEPA.
Source: www.bank.lv, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Everyday payments
According to the autumn 2026 Payment radar from Latvijas Banka, Latvia's central bank, 81% of payments in Latvia in August 2026 were made without cash and 19% with cash, the highest share without cash on record. On average, an adult in Latvia makes 8.2 card payments and 3.1 cash payments a week.
Source: www.bank.lv, checked 22 Oct 2026.
Reporting
Latvijas Banka, Latvia's central bank, collects statistics on payments between Latvia and other countries made by anyone other than a bank, covering payments of 10,000 euro or more. When a bank customer sends a payment abroad, the bank makes sure they give their own country of residence, the payee's country of residence and a code for the payment.
Source: datnes.latvijasbanka.lv, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Latvia.
Fees charged
- StripeYou receive $9,484.72$515.28
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe and Playto, in plain numbers
What adds to the cost with Stripe
- Stripe lists no bank transfer option for a client in the United States paying a business in Latvia.
- By card, Stripe adds 2% when it changes the money to EUR: $200.00 on $10,000.
- All in, Stripe takes $515.28 (5.2%) of a $10,000 card payment. Playto takes $250.30.
When Stripe is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Stripe in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe alternative in Latvia: questions
Is Playto cheaper than Stripe in Latvia?
What are the alternatives to Stripe for a business in Latvia?
How does a business in Latvia get paid from abroad?
Does Stripe work in Latvia?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Stripe to Playto?
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Related pages
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.