PlaytoFee comparison · Kiribati · 2026
Stripe vs Wise Business in Kiribati: fees on $10,000, side by side
Stripe's own country list does not include Kiribati (stripe.com, checked 22 Oct 2026). Stripe's standard published price, for a client in the United States paying a business in Australia, comes to $550.21 on a $10,000 card payment. Wise Business' standard published price (business in the United Kingdom) lists no card option; by bank transfer it takes at least $24.00. Some of its fees are not published. For a business in Kiribati, Playto takes $250.30 and adds zero markup, so you keep $9,749.70.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeStandard published price, another country$550.21
- Wise BusinessIts standard published price lists no card optionNot listed
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Kiribati. All fees included. Taxes not included. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Australia. We don't have a separate Stripe price for a business in Kiribati on file. Wise Business' numbers here are its standard published price, for a client in the United States paying a business in the United Kingdom.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Stripe all in
- 5.5%
- Standard published price, business in Australia.
- Wise Business all in
- Not listed
- Its standard published price lists no card option.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Stripe1Standard published price: client in the United States, business in Australia | $944.79 | $4,724.79 | $9,449.79 |
| Wise Business2Standard published price: client in the United States, business in the United Kingdom | Not listed | Not listed | Not listed |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Stripe1Standard published price: client in the United States, business in Australia | Not listed | Not listed | Not listed |
| Wise Business2Standard published price: client in the United States, business in the United Kingdom | ≤ $997.60 | ≤ $4,988.00 | ≤ $9,976.00 |
- 1.Stripe: International card fee (3.5%); Stripe: Fixed fee (AUD 0.30, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to AUD). stripe.com/au/pricing, checked 17 Oct 2026.
- 2.Wise Business: Receiving USD from a US client by ACH into your Wise USD account details (free); Wise Business: Wise conversion fee from USD to GBP (varies by currency, from 0.24%); Wise Business: Keeping the GBP in your Wise Business account, which has UK account details (free). wise.com/gb/pricing/business, checked 18 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe: standard published price (business in Australia, paid out in AUD)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Kiribati
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Exchange rate, for scale
1 USD = 1.435 AUD (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Kiribati.
Fees charged
- Stripe (standard price)You receive $9,449.79$550.21
- Wise Business (standard price)No cards listed
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe, Wise Business and Playto, in plain numbers
What adds to the cost with Stripe and Wise Business
- By card, Stripe adds 2% when it changes the money to AUD (standard published price, business in Australia): $200.00 on $10,000.
- All in, Stripe takes $550.21 (5.5%) of a $10,000 card payment (standard published price, business in Australia). Playto takes $250.30.
- By bank transfer, Wise Business adds from 0.24% when it changes the money to GBP (standard published price, business in the United Kingdom): at least $24.00 on $10,000.
- All in, Wise Business takes $24.00 or more (0.2%) of a $10,000 bank transfer payment (standard published price, business in the United Kingdom).
- Some Wise Business fees for bank transfer payments are not published, so the real cost can be higher.
When Wise Business is still the right choice
- You want to keep the money in US dollars and not change it. An account that holds foreign money may suit you better.
Switching
Move from Wise Business in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe vs Wise Business in Kiribati: questions
Is Playto cheaper than Stripe and Wise Business in Kiribati?
Which costs less, Stripe or Wise Business in Kiribati?
How does a business in Kiribati get paid from abroad?
Does Wise Business work in Kiribati?
Does Stripe work in Kiribati?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Wise Business charge on a $10,000 payment from the United States?
How much does Playto cost?
How does Playto make money?
How do I move from Wise Business to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.