PlaytoAdyen alternative · Brazil · 2026
Adyen alternative in Brazil: fees on $10,000, side by side
On a $10,000 card payment from a client in the United States to a business in Brazil, Adyen takes at least $60.13 in fees. Some of its fees are not published. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Stripe, PayPal, Dodo Payments and Paddle.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- AdyenYou receive $9,939.87 at most≥ $60.13
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Brazil. All fees included. Taxes not included.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Adyen all in
- 0.6%+
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
- 1.Adyen: Processing fee; Adyen: Adyen fee for Visa or Mastercard, on top of interchange and scheme fees; Adyen: Interchange and scheme fees, passed on by Adyen as they vary (not published). www.adyen.com/pricing, checked 17 Oct 2026.
- 2.Adyen: Currency conversion into your currency, reference rate plus management fee (not published). docs.adyen.com/development-resources/currency-codes, checked 17 Oct 2026.
- 3.Stripe: Card fee (3.99%); Stripe: Fixed fee (BRL 0.39, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside Brazil; Stripe: Converting the USD payment to BRL (not published). stripe.com/en-br/pricing, checked 17 Oct 2026.
- 4.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside Brazil; PayPal: Conversion to BRL above PayPal's base rate. www.paypal.com/br/business/paypal-business-fees?locale.x=en_BR, checked 17 Oct 2026.
- 5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 6.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 7.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 8.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Adyen
- Processing fee1$0.13
- Adyen fee for Visa or Mastercard, on top of interchange and scheme fees1$60.00
- Interchange and scheme fees, passed on by Adyen as they vary1Not published
- Currency conversion into your currency, reference rate plus management fee2Not published
- Total (at least)$60.13
- You receive (at most)$9,939.87
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Brazil
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Pix, made by Brazil's central bank, moves money between accounts. It works with current, savings and prepaid accounts.
Source: www.bcb.gov.br, checked 17 Oct 2026.
Money rules
Brazilian law lets people and companies in Brazil leave the foreign currency they earn from exports of goods and services outside the country. Any currency exchange in Brazil must go through a firm that the central bank allows to deal in foreign exchange.
Source: www.planalto.gov.br, checked 17 Oct 2026.
Payment purpose
You must state the purpose of each currency exchange. Firms that deal in foreign exchange must help you choose the right purpose if you need it.
Source: www.planalto.gov.br, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 5.205 BRL (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Brazil.
Fees charged
- AdyenYou receive $9,939.87 at most≥ $60.13
- PlaytoYou receive $9,749.70$250.30
Side by side
Adyen and Playto, in plain numbers
What adds to the cost with Adyen
- Adyen lists no bank transfer option for a client in the United States paying a business in Brazil.
- All in, Adyen takes $60.13 or more (0.6%) of a $10,000 card payment. Playto takes $250.30.
- Some Adyen fees for card payments are not published, so the real cost can be higher.
- By card, Adyen's published fees come to less at every amount we checked, from $1,000 to $50,000, but not all of its fees are published.
When Adyen is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Adyen in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Adyen alternative in Brazil: questions
Is Playto cheaper than Adyen in Brazil?
What are the alternatives to Adyen for a business in Brazil?
How does a business in Brazil get paid from abroad?
How much does Adyen charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Adyen to Playto?
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Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.