PlaytoStripe alternative · Brazil · 2026
Stripe alternative in Brazil: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Brazil, Stripe takes at least $599.08 in fees. Some of its fees are not published. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows PayPal, Dodo Payments, Paddle and Airwallex.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeYou receive $9,400.92 at most≥ $599.08
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Brazil. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $348.78
- By card, what reaches you with Playto compared with Stripe (not all its fees are published, so at least this).
- Stripe all in
- 6.0%+
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
- 1.Stripe: Card fee (3.99%); Stripe: Fixed fee (BRL 0.39, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside Brazil; Stripe: Converting the USD payment to BRL (not published). stripe.com/en-br/pricing, checked 17 Oct 2026.
- 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside Brazil; PayPal: Conversion to BRL above PayPal's base rate. www.paypal.com/br/business/paypal-business-fees?locale.x=en_BR, checked 17 Oct 2026.
- 3.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 4.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 5.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 6.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 7.Airwallex: Card fee (2.80% for domestic US cards, 4.30% for international cards; we count the rate for a US card); Airwallex: Gateway fee (USD 0.30); Airwallex: Exchange margin from USD to BRL (1%); Airwallex: Transfer fee in BRL to a Brazilian bank (USD 1); Airwallex: Receiving USD by ACH into a USD Global Account (free). www.airwallex.com/en-us/terms/fee-schedule, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe
- Card fee (3.99%)1$399.00
- Fixed fee (BRL 0.39, converted at the ECB rate of 16 Oct 2026)1$0.08
- Fee for a card issued outside Brazil1$200.00
- Converting the USD payment to BRL1Not published
- Total (at least)$599.08
- You receive (at most)$9,400.92
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Brazil
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Pix, made by Brazil's central bank, moves money between accounts. It works with current, savings and prepaid accounts.
Source: www.bcb.gov.br, checked 17 Oct 2026.
Money rules
Brazilian law lets people and companies in Brazil leave the foreign currency they earn from exports of goods and services outside the country. Any currency exchange in Brazil must go through a firm that the central bank allows to deal in foreign exchange.
Source: www.planalto.gov.br, checked 17 Oct 2026.
Payment purpose
You must state the purpose of each currency exchange. Firms that deal in foreign exchange must help you choose the right purpose if you need it.
Source: www.planalto.gov.br, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 5.205 BRL (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Brazil.
Fees charged
- StripeYou receive $9,400.92 at most≥ $599.08
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe and Playto, in plain numbers
What adds to the cost with Stripe
- Stripe lists no bank transfer option for a client in the United States paying a business in Brazil.
- All in, Stripe takes $599.08 or more (6.0%) of a $10,000 card payment. Playto takes $250.30.
- Some Stripe fees for card payments are not published, so the real cost can be higher.
When Stripe is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Stripe in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe alternative in Brazil: questions
Is Playto cheaper than Stripe in Brazil?
What are the alternatives to Stripe for a business in Brazil?
How does a business in Brazil get paid from abroad?
Does Stripe work in Brazil?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Stripe to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.