PlaytoBraintree alternative · Greece · 2026
Braintree alternative in Greece: keep $9,749 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 card payment from a client in the United States to a business in Greece, Braintree takes at least $440.34 in fees. Some of its fees are not published. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Stripe, PayPal, Payoneer and Dodo Payments.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- BraintreeYou receive $9,559.66 at most≥ $440.34
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Greece. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $190.04
- By card, what reaches you with Playto compared with Braintree (not all its fees are published, so at least this).
- Braintree all in
- 4.4%+
- Of a $10,000 card payment.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Braintree1 | ≤ $955.66 | ≤ $4,779.66 | ≤ $9,559.66 |
| Stripe2 | $948.22 | $4,742.22 | $9,484.72 |
| PayPal3 | $917.43 | $4,588.29 | $9,176.88 |
| Payoneer4 | Fees not published | Fees not published | Fees not published |
| Dodo Payments5 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Braintree | Not listed | Not listed | Not listed |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer4 | ≤ $983.55 | ≤ $4,923.75 | ≤ $9,849.00 |
| Dodo Payments5 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
- 1.Braintree: Card payment fee for standard merchants; Braintree: Fixed fee (EUR 0.30, converted at the ECB rate of 16 Oct 2026); Braintree: Fee for a card issued outside the EU/EEA; Braintree: Multi-currency fee for a payment charged in USD and settled in EUR (Scheme Currency rate). www.paypal.com/bg/enterprise/paypal-braintree-fees, checked 17 Oct 2026.
- 2.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/gr/pricing, checked 17 Oct 2026.
- 3.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/gr/business/paypal-business-fees?locale.x=en_GR, checked 17 Oct 2026.
- 4.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Greece (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Braintree
- Card payment fee for standard merchants1$190.00
- Fixed fee (EUR 0.30, converted at the ECB rate of 16 Oct 2026)1$0.34
- Fee for a card issued outside the EU/EEA1$100.00
- Multi-currency fee for a payment charged in USD and settled in EUR (Scheme Currency rate)1$150.00
- Total (at least)$440.34
- You receive (at most)$9,559.66
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Greece
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Greece, everyday bank payments are cleared through DIAS (Interbanking Systems S.A.), a private retail payment system. Large payments go through TARGET-GR, run by the Bank of Greece.
Source: www.bankofgreece.gr, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Everyday payments
In Greece, IRIS is a service that DIAS runs between banks for sending money from one bank account to another. The sender uses the other person's mobile phone number or a QR code instead of their IBAN.
Source: www.dias.com.gr, checked 22 Oct 2026.
Payment apps and cards
In 2025, 111.4 million payments between people were made with IRIS P2P in Greece, and the service had 4.3 million registered users by December 2025. By the end of 2025, 583,445 professionals had registered to get paid through IRIS P2Pro.
Source: www.dias.com.gr, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Greece.
Fees charged
- BraintreeYou receive $9,559.66 at most≥ $440.34
- PlaytoYou receive $9,749.70$250.30
Side by side
Braintree and Playto, in plain numbers
What adds to the cost with Braintree
- Braintree lists no bank transfer option for a client in the United States paying a business in Greece.
- By card, Braintree adds 1.5% when it changes the money to EUR: $150.00 on $10,000.
- All in, Braintree takes $440.34 or more (4.4%) of a $10,000 card payment. Playto takes $250.30.
- Some Braintree fees for card payments are not published, so the real cost can be higher.
When Braintree is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Braintree in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Braintree alternative in Greece: questions
Is Playto cheaper than Braintree in Greece?
What are the alternatives to Braintree for a business in Greece?
How does a business in Greece get paid from abroad?
How much does Braintree charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Braintree to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.