Braintree alternative · 2026

Braintree alternative: keep $9,749 of $10,000

The cheapest way in the world to get paid internationally.

On a $10,000 card payment from a client in the United Kingdom to a business in the United States, Braintree takes $489.29 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows Stripe, PayPal, Xero and Square.

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Fees on $10,000 by card

  • BraintreeYou receive $9,510.71$489.29
  • PlaytoYou receive $9,749.70$250.30

By country

Braintree fees in every country we checked

What Braintree takes on a $10,000 payment from a client abroad, for a business in each country. All fees included. Taxes not included.

Braintree fees on $10,000, by the business's country
Business inClient inBy cardBy bank transfer
United StatesUnited Kingdom$489.29Not listed
AustraliaUnited States$390.21Not listed
AustriaUnited States≥ $440.34Not listed
BelgiumUnited States≥ $440.34Not listed
BulgariaUnited States≥ $440.34Not listed
CyprusUnited States≥ $440.34Not listed
EstoniaUnited States≥ $440.34Not listed
GermanyUnited States≥ $440.34Not listed
GreeceUnited States≥ $440.34Not listed
LatviaUnited States≥ $440.34Not listed
LithuaniaUnited States≥ $440.34Not listed
MaltaUnited States≥ $440.34Not listed
San MarinoUnited States≥ $440.34Not listed
SlovakiaUnited States≥ $440.34Not listed
SloveniaUnited States≥ $440.34Not listed
United KingdomUnited States≥ $440.27Not listed

The numbers

What lands in your bank

Example payments from a client in the United Kingdom to a business in the United States. All fees included. Taxes not included.

Difference on $10,000
$238.99
By card, what reaches you with Playto compared with Braintree.
Braintree all in
4.9%
Of a $10,000 card payment.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Braintree1$950.81$4,755.21$9,510.71
Stripe2$945.70$4,729.70$9,459.70
PayPal3$949.61$4,750.01$9,500.51
Xero4,5≤ $928.70≤ $4,752.70≤ $9,532.70
Square6$951.70$4,759.70$9,519.70

Client pays by bank transfer

Braintree, Stripe, PayPal, Xero and Square list no bank transfer option for this case.1,2,3,4,5,6 With Playto, bank transfers are never more than $5.

  1. 1.Braintree: Card payment fee; Braintree: Fee for a card issued outside the US; Braintree: Charged in a currency other than USD. www.paypal.com/us/enterprise/paypal-braintree-fees, checked 17 Oct 2026.
  2. 2.Stripe: Online card fee (2.9% + 30 cents); Stripe: Fee for a card issued outside the US (+1.5%); Stripe: Currency conversion surcharge (GBP to USD). stripe.com/pricing, checked 17 Oct 2026.
  3. 3.PayPal: Payment fee (PayPal Checkout rate); PayPal: Extra fee for a client outside the US. www.paypal.com/us/business/paypal-business-fees, checked 17 Oct 2026.
  4. 4.Xero: International card fee (4.4% + 30 cents). www.xero.com/us/pricing-plans/pricing-and-fees-for-stripe/, checked 17 Oct 2026.
  5. 5.Xero: Early plan, $27 a month (one payment a month); Xero: Change from GBP to USD by the client's card issuer (not published). www.xero.com/us/pricing-plans/, checked 17 Oct 2026.
  6. 6.Square: Online or invoice card fee (Square Free); Square: Fee for a card issued outside the US. squareup.com/help/us/en/article/5068-what-are-square-s-fees, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Braintree

  • Card payment fee1$289.29
  • Fee for a card issued outside the US1$100.00
  • Charged in a currency other than USD1$100.00
  • Total$489.29
  • You receive$9,510.71

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United Kingdom paying a business in the United States.

$10,000
$1,000$50,000

Fees charged

  • BraintreeYou receive $9,510.71$489.29
  • PlaytoYou receive $9,749.70$250.30

Side by side

Braintree and Playto, in plain numbers

What adds to the cost with Braintree

  • Braintree lists no bank transfer option for a client in the United Kingdom paying a business in the United States.
  • By card, Braintree adds 1% when it changes the money to USD: $100.00 on $10,000.
  • All in, Braintree takes $489.29 (4.9%) of a $10,000 card payment. Playto takes $250.30.

When Braintree is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from Braintree in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Braintree alternative: questions

Is Playto cheaper than Braintree?
Yes, at every amount from $1,000 to $50,000 we checked, by card, for a client in the United Kingdom paying a business in the United States. On $10,000 by card, Braintree takes $489.29 and Playto takes $250.30. Taxes are not included.
What are the alternatives to Braintree for a business in the United States?
On a $10,000 card payment from a client in the United Kingdom to a business in the United States: Stripe takes $540.30; PayPal takes $499.49; Xero takes at least $467.30; Square takes $480.30; Playto takes $250.30. Each number comes from the provider's own pricing page.
How much does Braintree charge on a $10,000 payment from the United Kingdom?
By card, Braintree takes $489.29 on $10,000, so $9,510.71 reaches a business in the United States. The biggest fees are the $289.29 card payment fee and the $100.00 fee for a card issued outside the US. Every fee is listed on this page, with its source. These numbers come from Braintree's own pricing pages, checked 17 Oct 2026.
How can my clients pay?
Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Braintree to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Keep comparing

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Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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